Kubiza malini ukuguqula amapuleti elayisense kusuka kwesinye isimo siye kwesinye? Lindela ukukhokha imali ye- Ukubhalisa Ngena $ 25 no- $ 60 ukuqedela izicelo. Lapho usuqede ukubhalisa kwakho futhi uthola ipuleti elisha lelayisense, thumela i-DMV esimweni sakho esidala.
Uma usohlelweni lokuthuthela ezweni elisha, unokwanele ongakhathazeka ngakho. Yingakho sichaze izinyathelo ezine okudingeka uzithathe ukushintsha inqubomgomo yomshwalense wakho wemoto futhi ubhalise imoto yakho esimweni esisha.
Isinyathelo 1: Qedela ukuhambisa kwakho
Ngawo wonke umsebenzi obandakanyekayo ekuhambeni, kungaba nzima kuwe ukuthola umshwalense omusha wemoto bese ubhalisa ngokushesha ngemuva kokushintsha isimo. Kungakho amazwe anikela ngesikhathi somusa sokuthola ilayisense entsha, imibhalo yokubhaliswa kanye nomshuwalense wemoto yakho. Uma kunesidingo, thatha isonto lokuqala ngemuva kokuhamba kwakho ukuhlala futhi unakekele imininingwane ephuthumayo yenguquko yakho ngaphambi kokukhathazeka ngomshuwalense wemoto.
Inani lezinsuku okufanele uthole ngalo imibhalo emisha ehlobene nokushayela lizohluka ngokuya ngesimo othuthela kuso, ngakho-ke kufanele uhlole iwebhusayithi yakho entsha ye-DMV ukuthola leyo mininingwane. Kodwa-ke, kuzodingeka ukuthi ushintshe ilayisense lakho, ukubhaliswa, nomshuwalense wezimoto kungakapheli izinsuku ezingama-30 kuye kwezingu-90 uthuthele. . Ukwehluleka ukuqedela le misebenzi ngalesi sikhathi kungaholela ekuhlawulisweni futhi kuqhubekisele phambili inqubo.
Kodwa-ke, into ebaluleke kakhulu okufanele uyikhumbule ukuthi akufanele ukhansele umshwalense wakho omdala wemoto ngaphambi kokusungula entsha. Akukho emthethweni ukushayela ngaphandle kokumbozwa, futhi uma ubandakanyeka engozini, izinhlawulo zomthetho nezezezimali zingaba yingozi. Gcina inqubomgomo yakho yamanje yomshuwalense wemoto futhi unakekele izidingo eziphuthumayo zokuhamba kwakho.
Isinyathelo 2: thenga inqubomgomo yomshwalense omusha wemoto
Lapho sekukuthathe izinsuku ezimbalwa ukuthi uzinze ekhaya lakho elisha, kufanele uqale inqubo yokudlulisela imibhalo yomshuwalense wemoto yakho kanye nemibhalo yokubhaliswa esimeni sayo esisha. Izifundazwe eziningi zidinga ukuthi unikeze ubufakazi bomshuwalense ngaphambi kokubhalisa imoto yakho, ngakho-ke ukuguqula inqubomgomo yomshuwalense wakho wemoto kufanele kube yisinyathelo sakho sokuqala.
Ungakwazi ukuhlala nomshuwalense ofanayo
Uma inkampani yakho yomshuwalense yamanje inikeza ukufakwa ezweni lakho elisha, ungakwazi ukuhlala nalowo mshuwalense. Ukwenza kanjalo kuzokwenza inqubo ibe lula kuwe futhi kugcine ifayela le- ukwethembeka izaphulelo esendleleni yokwamukela. Kodwa-ke, khumbula ukuthi noma uhlala nomshuwalense wakho wamanje, amanani akho wenqubomgomo nokufakwa kungashintsha ukushintsha izingozi ezitholakala endaweni yakho entsha kanye nase umshuwalense omncane odingwa yisimo sakho esisha .
Lokhu kuyiqiniso ikakhulukazi kubashayeli abasuka endaweni engaphumeleli baya ezweni elingenaphutha, njengePennsylvania. Ezindaweni ezingenaphutha, a Umshuwalense wePIP kanye nezinhlobo ezingeziwe zokuhlanganisa; ngakho-ke amaprimiyamu akho amasha angaphakama kunakuqala. Shayela umenzeli wakho womshuwalense bese ubuza ukuthi bakunikeza yini ukumbozwa ezweni lakho elisha , futhi ucele isilinganiso sokuthi amanani akho amasha nokufakwa kuzoba yini.
Qhathanisa amanani ukuze uthole amanani angcono kakhulu
Ngokungeziwe ekutholeni isaphulelo enkampanini yakho yomshuwalense yamanje, sincoma ukuqoqa izingcaphuno ezivela kubashuwalense ababili noma abathathu abengeziwe ukuqhathanisa amanani. Ngenxa yokuthi inkampani yomshuwalense ikunikeze amanani aphezulu esimweni sakho esidala akusho ukuthi kuzoba umshwalense oshibhile kunayo entsha yakho.
Isibonelo, uma ngabe unenqubomgomo ye-GEICO eNew Mexico futhi uthuthele eTexas, ungahlala nenkampani futhi uthole amanani amahle. Kodwa-ke, izinkampani zomshuwalense wendawo, njengeTexas Farm Bureau, zinganikela ngamanani aphansi kakhulu edolobheni lakho elisha.
Thenga inqubomgomo entsha
Lapho usukhethe inkampani yomshuwalense, shayela umenzeli bese ubanikeza lonke ulwazi oludingekayo ukuthenga inqubomgomo entsha. Setha inqubomgomo yakho ukuqala ngosuku olulandelayo bese wenza inkokhelo yakho phansi. Ngemuva kwalokho, shayela umshwalense wakho wakudala ubacele ukuthi basethe usuku lwanamuhla njengosuku lokuphela kwenqubomgomo yakho. Ngale ndlela, ukumbozwa kwakho ngeke kuphelelwe yisikhathi futhi ngeke uhlangane nomshuwalense wakho.
Isinyathelo 3: bhalisa imoto yakho esimeni sayo esisha
Lapho usuthole ukumbozwa komshuwalense ezweni lakho elisha, ungabhalisa imoto yakho bese uthola ipuleti lelayisense elisha. Ezifundazweni eziningi, uzodinga ukwethula ilayisense yakho, ubufakazi bomshuwalense kanye nesihloko semoto yakho ukuqedela ukubhalisa. Futhi, kungadingeka ukuthi unikeze ubufakazi bokuthi ungubani kanye nesimo sokuhlala.
Imibhalo engasetshenziswa ukufakazela lolu lwazi ingafaka amapasipoti, amakhadi ezempi, imibhalo yokuhamba yababaleki, nosizo lomphakathi noma amakhadi eMedicaid. Kodwa-ke, kufanele uhlole iwebhusayithi yakho ye-DMV ukuthola uhlu oluphelele lwamadokhumenti agunyaziwe.
Inkampani yakho yomshwalense kungenzeka ikunikeze ubufakazi besikhashana bomshuwalense, kungaba nge-elektroniki noma ngendlela yedokhumende ephrintekayo, lapho uthenga ukuthenga. Ngaphandle kwalokho, kuzofanela ulinde kuze kufike ikhadi lakho lomshuwalense ngeposi ukuze ubhalise imoto yakho.
Lapho usuthole yonke imibhalo edingekayo, vakashela i-DMV yangakini bese uqedela amafomu okubhaliswa kwezimoto kanye namafomu okufaka isicelo setayitela abakunikezayo. Lindela ukukhokha imali yokubhalisa phakathi $ 25 no- $ 60 ukuqedela izicelo.
Lapho usuqede ukubhalisa kwakho futhi uthola ipuleti elisha lelayisense, thumela i-DMV esimweni sakho esidala.
Isinyathelo 4: Cela ilayisense entsha
Ekugcineni, uzodinga ukufaka isicelo selayisense entsha yokushayela. Ngokufanelekile, lokhu kuzokwenziwa ngasikhathi sinye nendawo efana nokubhaliswa kwemoto yakho. Kodwa-ke, kungadingeka ukuthi uye endaweni entsha ukuze uqedele lolu hlelo lokusebenza futhi uthathe isithombe sakho.
Buza umsizi wakho ehhovisi lokubhalisa lapho ungafaka khona isicelo selayisense entsha yokushayela. Njengenqubo yakho yokubhalisa, kuzodingeka ukuthi ugcwalise ifomu lesicelo selayisense bese ukhokha imali yokufaka isicelo ukuthola ilayisense elisha lombuso.
Lapho le nqubo isiqediwe, uzoba ngumshayeli obhaliswe ngokuphelele ezweni lakho elisha.
Okuqukethwe
- Isinyathelo 1: Qedela ukuhambisa kwakho
- Isinyathelo 2: thenga inqubomgomo yomshwalense omusha wemoto
- Ungakwazi ukuhlala nomshuwalense ofanayo
- Qhathanisa amanani ukuze uthole amanani angcono kakhulu
- Thenga inqubomgomo entsha
- Isinyathelo 3: bhalisa imoto yakho esimeni sayo esisha
- Isinyathelo 4: Cela ilayisense entsha