Ama-visa wabatshalizimali base-EB-5: Ngubani Ofanelekayo? . Ngokutshala imali ukuqala ibhizinisi elisha e-US eliqashe abasebenzi abayishumi, ungafaneleka ukuthola ikhadi eliluhlaza lase-US.
Njengamazwe amaningi, I-United States inikeza indlela yokungena kubantu abacebile abazojova imali emnothweni wakho . Lokhu kwaziwa njengokuthandwa komsebenzi wesihlanu, noma EB-5 , i-visa yokufika, evumela abantu ukuthi bathole ukuhlala unomphela ngokushesha ngemuva kokungena e-United States.
Kodwa-ke, abafakizicelo bekhadi eliluhlaza elisekela utshalomali akumele nje kuphela batshale inani elibalulekile ebhizinisini lase-US, kepha futhi kufanele badlale indima ebonakalayo kulelo bhizinisi (yize bengadingi ukulilawula).
Inani elizotshalwa, iminyaka, liphakathi $ 500,000 ne- $ 1 million (ngenani eliphansi kakhulu elisebenza kuphela lapho utshala imali ezindaweni zasemakhaya noma eziphezulu zokungasebenzi). Kodwa-ke, kusukela ngoNovemba 21, 2019, izidingo eziphansi zokutshalwa kwemali ziyakhushulwa, ziye phakathi kuka- $ 900,000 kuya ku- $ 1.8 million. Ngokwengeziwe, lezi zimali manje sezizolungiswa ukwehla kwamandla emali njalo eminyakeni emihlanu.
Olunye ushintsho ukuthi ohulumeni bezwe ngeke besavunyelwa ukuthi basho ukuthi ziphi izindawo ezithile zezomnotho. Esikhundleni salokho, lokhu kuzosingathwa nguMnyango Wezokuphepha Kwasekhaya ( I-DHS ).
Amakhadi aluhlaza abatshalizimali anqunyelwe ngenombolo, ukuze 10,000 ngonyaka , namakhadi aluhlaza abatshalizimali abavela kunoma yiliphi izwe nawo anqunyelwe.
Uma abantu abangaphezu kuka-10,000 befaka isicelo ngonyaka, noma inani elikhulu labantu abavela ezweni lakini lifaka lowo nyaka, ungabekwa ohlwini lokulinda ngokuya ngosuku lwakho olubalulekile (usuku owaletha ngalo ingxenye yokuqala yesicelo sakho).
Iningi labafakizicelo akudingeki likhathazeke ngokufakwa ohlwini lokulinda - kuze kube muva nje, umkhawulo we-10,000 wawungakaze ufinyelelwe. Kodwa-ke, eminyakeni yamuva, funa ama-visa EB-5 avela eChina, Vietnam naseNdiya wakhe uhlu lokulinda lwalaba batshalizimali. Abantu abavela kwamanye amazwe njengamanje (kusukela ngo-2019) akudingeki balinde.
Thola ummeli wale visa! Uma ukwazi ukukhokhela ikhadi eliluhlaza elisebenza ngokutshala imali, ungakwazi ukukhokhela izinsizakalo zommeli wezokufika osezingeni eliphakeme. Isigaba se-EB-5 singesinye sezigaba ezinzima kakhulu ukusungula ukufaneleka, futhi sibiza kakhulu. Kuyafaneleka ukukhokhela iseluleko sezomthetho ngaphambi kokuthatha noma yiziphi izinyathelo ezinkulu zokufaka isicelo sale visa.
Uma uzama uhlelo lokusebenza kanye nje bese lishayisa, kungalimaza amathuba akho okuphumelela ngokuzayo. Futhi, ngoba kulindeleke ukuthi wenze utshalomali kuqala bese ufaka isicelo sekhadi eliluhlaza ngokuhamba kwesikhathi, ungalahlekelwa yimali eningi.
Izinzuzo nobubi bekhadi eliluhlaza le-EB-5
Nazi ezinye izinzuzo nemikhawulo yekhadi eliluhlaza elisekelwe kutshalomali:
- Amakhadi aluhlaza we-EB-5 ekuqaleni anemibandela kuphela, okungukuthi, aphelelwa yisikhathi eminyakeni emibili. Ungathola ikhadi eliluhlaza elinemibandela elikhombisa amathuba okuthi inkampani oyitshala kuyo izokwazi ukuqasha inani elidingekayo labasebenzi. Icebo lokuthi ibhizinisi likwenze ngempela kungakapheli iminyaka emibili. Uma ungakwenzi lokho, noma uma ungakugcini ukufaneleka kwakho ngenye indlela, ikhadi lakho eliluhlaza lizokhanselwa.
- I-USCIS wenqabe ezinye izicelo ezikulesi sigaba. Lokhu kungenxa yezimfuneko zokulinganiselwa zokufaneleka futhi ngokwengxenye kungenxa yomlando wesigaba sokukhwabanisa nokusetshenziswa kabi. Abanye abameli beluleka amaklayenti abo ukuthi asebenzise ingcebo yabo ukuze ingene kwesinye isigaba esinamathuba aphezulu okuphumelela. Isibonelo, ngokutshala imali enkampanini engaphandle kwe-US enenkampani esekela e-US, lowo muntu angafanelekela ukuthuthela kwelinye izwe njengomphathi omkhulu noma umphathi wokudlulisa (umsebenzi ophambili, esigabeni EB-1 ).
- Inqobo nje uma unemali ongayitshala futhi ungakhombisa ukuthi usohlelweni lokuyitshala ebhizinisini elenzelwa inzuzo, awudingi ukuba noqeqesho oluthile noma isipiliyoni sebhizinisi ngokwakho.
- Ungakhetha ukutshala imali yakho ebhizinisini noma yikuphi e-US, kepha kuze kube yilapho uthola ikhadi lakho eliluhlaza futhi elingenamibandela, udinga ukugcina imali oyitshalile futhi uhlale ubambe iqhaza enkampanini oyitshala kuyo.
- Ngemuva kokuthola ikhadi lakho eliluhlaza elingenamibandela, ungasebenzela enye inkampani noma ungasebenzi nhlobo.
- Empeleni, kufanele uhlale e-US, awukwazi ukusebenzisa ikhadi eliluhlaza ukwenza umsebenzi nezinjongo zokuhamba kuphela.
- Oshade naye nezingane ezingashadile ezineminyaka engaphansi kwengama-21 bangathola amakhadi aluhlaza anemibandela futhi kamuva asebenza njengamalungu omndeni ahamba nawo.
- Njengawo wonke amakhadi aluhlaza, elakho lingasuswa uma ulisebenzisa kabi. Isibonelo, uma uhlala ngaphandle kwase-US isikhathi eside kakhulu, wenza ubugebengu, noma wehluleka ukubika ushintsho lwekheli lakho kuziphathimandla zabokufika, ungadingiswa. Kodwa-ke, uma ugcina ikhadi lakho eliluhlaza okweminyaka emihlanu futhi uhlala e-United States ngokuqhubekayo ngaleso sikhathi (ubala iminyaka yakho emibili njengomhlali onemibandela), ungafaka isicelo sokuba yisakhamuzi sase-US.
Ingabe ukulungele ukuthola ikhadi eliluhlaza ngokutshala imali?
Kunezindlela ezimbili ezihlukile zokuthola i-visa ye-EB-5.
Iningi labantu litshala imali esikhungweni sesifunda, okuyinhlangano eqhuba ibhizinisi elidala amathuba emisebenzi. Lokhu kuyathandeka kubatshalizimali abaningi ngoba akudingeki ukuthi bakhe ibhizinisi labo, futhi inani elidingekayo lotshalo-mali ngokuvamile lisezingeni eliphansi ($ 900,000 kusukela ngoNovemba 2019).
Izikhungo zesifunda zikhethwe futhi zamukelwa yi-United States Citizenship and Immigration Services (USCIS), futhi zilungiselelwe ukuhlangabezana nezidingo ze-USCIS ze-visa enemibandela yokuqala ye-EB-5. Kodwa-ke, abatshalizimali kufanele baqaphele ukuthi bakhethe isikhungo sesifunda esingaletha esithembisweni saso sokuhlangabezana nezidingo ze-USCIS zekhadi eliluhlaza elingenamibandela, hhayi bonke abakwaziyo futhi abangakwenza.
Okunye okukhathazayo ukuthi yize izikhungo zezifunda ziyindlela eceliwe kakhulu yokufaka isicelo se-EB-5, lolu hlelo aluyona ingxenye ehlala njalo yomthetho wase-US wezifiki. ICongress kumele isebenze njalo ukuyinweba.
Ungathola futhi i-visa ye-EB-5 ngokutshala imali ngqo ebhizinisini lakho. Kufanele utshale ubuncane be- $ 1.8 million (kusukela ngoNovemba 21, 2019) ukwakha ibhizinisi elisha e-United States noma ukwakha kabusha noma ukwandisa elikhona.
Lapho imali yokutshala imali kufanele ivele khona
Inani eliphelele kufanele livele kuwe; Awukwazi ukwabelana nabanye abantu ngokutshalwa kwemali futhi ulindele ukuthi omunye wenu athole amakhadi aluhlaza. I-USCIS izobheka ukuthi uyithathephi imali, ukuqinisekisa ukuthi itholakala emthonjeni osemthethweni. Uzodinga ukunikeza ubufakazi, obufana nomholo, utshalomali, ukuthengiswa kwempahla, izipho, noma amafa atholwe ngokomthetho.
Kodwa-ke, ukutshalwa kwemali akudingeki ukuthi kwenziwe ngemali kuphela. Ukulingana kwemali, njengezitifiketi zamadiphozithi, izimalimboleko, namanothi wesethembiso, kungabalwa ngokuphelele.
Futhi ungaba nenani lanoma iyiphi imishini, yokusungula, noma enye impahla ebonakalayo oyifaka ebhizinisini. Kufanele wenze utshalomali lwamasheya (ubunikazi besitoko) futhi kufanele ubeke utshalomali lwakho engcupheni yokulahlekelwa okuyingxenye noma okuphelele uma ibhizinisi lihamba kabi. (Bheka imithethonqubo kahulumeni ku I-8 CFR § 204.6 (e)) .
Ungasebenzisa nezimali ezibolekiwe ukutshala imali, inqobo nje uma uzohlala unesibopho somuntu siqu uma kwenzeka wehluleka (ukungakhokhi noma okunye ukwephula imigomo yemalimboleko). I-USCIS iphinde yafuna ukuthi imali mboleko ivikelwe ngokwanele (hhayi ngempahla yebhizinisi elithengiwe), kepha kulandela isinqumo senkantolo sango-2019 esibiziwe UZhang v. I-USCIS , le mfuneko ingasuswa.
Izidingo Ngokuphathelene nokuqasha Abasebenzi bebhizinisi lakho e-USA
Ibhizinisi olitshala kulo kumele ekugcineni liqashe okungenani abasebenzi abayishumi besikhathi esigcwele (kungabalwa osonkontileka abazimele), likhiqize insizakalo noma umkhiqizo, futhi lisize umnotho wase-United States.
Ukuqashwa ngokugcwele kusho okungenani amahora angama-35 wenkonzo ngesonto. Inzuzo yokutshala imali esikhungweni sesifunda ukuthi ungathembela emisebenzini engaqondile eyenziwe yizinkampani ezisebenzela ibhizinisi eliyinhloko, njengoba kukhonjisiwe ngamamodeli wezomnotho.
Umtshalizimali, oshade naye nezingane abakwazi ukubalwa phakathi kwabasebenzi abayishumi. Noma kunjalo, amanye amalungu omndeni angabalwa. Abasebenzi abayishumi akudingeki ukuthi babe izakhamizi zase-US, kepha kumele babe nama-visa angaphezu kwesisodwa (angafiki kwamanye amazwe) ase-US. Abanikazi bamakhadi aluhlaza kanye nabanye abantu bakwamanye amazwe abanelungelo elisemthethweni lokuhlala nokusebenza unomphela e-US bangaba kubalwa kwabayishumi abadingekayo.
Isidingo sokuthi umtshali-zimali abambe iqhaza elibonakalayo ebhizinisini
Kubalulekile ukuthi wazi ukuthi ngeke ukwazi ukuthumela imali, uhlale phansi ulinde ikhadi lakho eliluhlaza. Umtshali-zimali kumele abambe iqhaza elibonakalayo enkampanini, noma ngabe usendimeni yokuphatha noma yokwenza inqubomgomo. Ukutshalwa kwemali okungahleliwe, njengokucatshangelwa komhlaba, akuvumeli ukuthola ikhadi eliluhlaza le-EB-5.
Ngenhlanhla, i-USCIS ibheka abatshalizimali esikhungweni sesifunda esisungulwe njengobambiswano olunomkhawulo (njengoba iningi linjalo) ukubamba iqhaza ngokwanele ekuphathweni ngenxa yotshalo-mali lwabo.
Imfuneko yebhizinisi entsha
Uma ufuna i-visa ye-EB-5 ngokutshala imali ngqo, utshalomali kufanele lwenziwe enkampanini entsha yebhizinisi. Ungakha ibhizinisi lasekuqaleni, uthenge ibhizinisi elasungulwa ngemuva kukaNovemba 29, 1990, noma uthenge ibhizinisi ulakhe kabusha noma ulihlele kabusha ukuze kwakheke ibhizinisi elisha.
Uma uthenga ibhizinisi elivele likhona futhi ulikhulisa, kufanele ukhuphule inani labasebenzi noma inani lebhizinisi elifanele okungenani ngama-40%. Kumele futhi wenze utshalomali oluphelele oludingekayo, futhi kusazodingeka ukhombise ukuthi utshalomali lwakho ludale okungenani imisebenzi eyishumi yesikhathi esigcwele yabasebenzi baseMelika.
Uma uthenga ibhizinisi elinezinkinga futhi uhlela ukulivimba lingangeni ngaphansi, kuzodingeka ukhombise ukuthi ibhizinisi selineminyaka okungenani emibili likhona futhi selilahlekelwe ngamaphesenti angama-20 ngonyaka inani lemali yenkampani ebaluleke esikhathini esithile ezinyangeni ezingama-24 ngaphambili ekuthengeni. Usadinga ukutshala imali egcwele edingekayo, kepha ukuthola ikhadi eliluhlaza elingenamibandela, awudingi ukufakazela ukuthi uvule imisebenzi eyishumi.
Esikhundleni salokho, kuzodingeka ukhombise ukuthi iminyaka emibili kusukela ngosuku lokuthenga, uqashe okungenani abantu abaningi njengalabo ababeqashiwe ngesikhathi sokutshalwa kwemali.
Ukuzikhulula:
Imininingwane ekuleli khasi ivela emithonjeni eminingi ethembekile ebhalwe lapha. Yenzelwe ukuholwa futhi ivuselelwa kaningi ngangokunokwenzeka. IRedargentina ayinikeli ngezeluleko zezomthetho, futhi akukho lutho lwezinto zethu okuhloswe ngalo ukuthi luthathwe njengeseluleko sezomthetho.
Umthombo ne-copyright: Umthombo wolwazi nabanikazi be-copyright yile:
- Umnyango Wombuso wase-United States - i-URL: www.travel.state.gov
Umbukeli / umsebenzisi waleli khasi lewebhu kufanele asebenzise imininingwane engenhla kuphela njengomhlahlandlela, futhi kufanele ngaso sonke isikhathi axhumane nemithombo engenhla noma abamele uhulumeni womsebenzisi ukuthola imininingwane esesikhathini ngaleso sikhathi.
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