Usizo lwezindlu komama abangabodwa. Lapho kukhona imali engenayo eyodwa kuphela engena ekhaya, kungaba nzima ukuthola indawo yokuhlala ephephile kuwe nakubantwana bakho. Kuyiqiniso ukuthi izindlu eziningi ezingabizi kakhulu zisezindaweni ezinobugebengu obuphezulu, kepha kunethemba lokuthi indawo ephephile yokuhlala.
Usizo lwezezindlu oluvela kuhulumeni nezinhlangano ezweni lonke luyatholakala ukukusiza ngezindleko. Konke okudingeka ukwenze ukuthola ukuthi ungafaka kuphi.
Izinhlobo zosizo lwezindlu
Izindlu eziphuthumayo
I- izindlu eziphuthumayo basiza abantu abangenakhaya ngaphezu kwamakhanda abo isikhathi esifushane. Lokhu kungabangelwa yisimo sodlame lwasekhaya noma umlilo oshile lapho bebehlala khona ngaphambilini.
Izinketho zezindlu eziphuthumayo zifaka izindawo zokukhosela, izindlu zokugibela, izindlu zamaqembu, ngisho namagumbi amahhotela akhokhelwa izinsizakalo zenhlalo nezinye izinhlangano.
Izindlu ezingabizi
Izindlu ezingabizi kakhulu zinezindlu eziphansi noma, kwezinye izimo, ukukhokhwa kwemali mboleko ephansi yanyanga zonke. Izindlu ezingabizi kakhulu zinganikezwa ngamavawusha avela ku- Isigaba 8 noma kungaba yingxenye yendawo lapho amafulethi nezindlu kunikelwa khona ngentengo eyehlisiwe.
Izindlu ezihola kancane
Leli khaya ngelabantu abahola kancane kuphela. Ngokuvamile, kunenani eliphakeme lemali umuntu angalithola ngaphambi kokuthi ahlale efulethini, endlini noma endlini.
Usizo lokuqasha
I- usizo lokuqasha siza abantu ngerenti yabo. Uhulumeni noma inhlangano izonikeza abantu imali abazoyisebenzisa uma beqasha, noma bazosebenzisana nomninikhaya ukunciphisa intela yabahlali.
Izindlu eziphuthumayo zomama abangabodwa
Uhlelo lwe-Emergency Solutions Grant (ESG)
Uhlelo lwe-Emergency Solutions Grant Programme (i-ESG) olwenzelwe izinhlangano ezingenzi nzuzo kanye nama-ejensi kahulumeni nawasekhaya ukuxhasa ngezinketho zezindlu ezihola kancane. Le mali iqhuba izinhlelo zosizo lwabangenamakhaya kuyo yonke imiphakathi ukusiza abantu nemindeni edinga uzinzo ezindlini ngemuva kokungenamakhaya.
Izidingo zokufaneleka
Lolu hlelo lwesibonelelo lunikela ngezimali kuma-ejensi ahlinzeka ngezindawo zokukhosela nezinhlelo ezifana nemisebenzi yokufinyelela emigwaqweni, ukuvimbela ukungabi namakhaya, nokuqoqwa kwemininingwane.
Iwebhusayithi:
UCasa Camillus
UCasa Camillus wayejwayele ukuhlinzeka ababaleki baseCuba ngendawo yokuhlala. Manje, inikeza izindlu nezinsizakalo kubantu abampofu noma abangenamakhaya. Iningi labantu abasebenzisa izinsizakalo ezinikezwa yiCamillus House abanalo olunye usizo olutholakalayo. Abanayo imali, izindlu noma umndeni wokubasiza. UCasa Camillus ulwela ukuba ngumndeni wakho.
Izidingo zokufaneleka
Ukufaneleka kuncike ekutholakaleni nasezidingweni. Abantu abahlangabezana nezimo ezinzima kakhulu bagcina bethole usizo olukhulu. Ukuthola ukuthi ungaluthola yini usizo, kufanele ufake isicelo.
Iwebhusayithi:
Uhlelo Lokuhlala Ngokuphuthumayo
Uhlelo lwe-United Way Funding ne-Emergency Shelter Programme luhlinzeka ngemali kuma-ejensi ezisebenzi zabantu ukusiza imiphakathi ukuthi yakhe, yakhe kabusha, futhi ithenge izindlu ezihola kancane. Lolu hlelo lwenzelwe izinhlangano ezizimele nezikahulumeni kuphela.
Izidingo zokufaneleka
Izinhlangano ezingenzi nzuzo, zikahulumeni nezasekhaya zifanelekile ukuthola lolu xhaso. Inani ezitholwa yi-ejensi lincike esidingweni sezindlu ezingabizi kumalungu omphakathi ama-ejensi awasebenzisayo.
Iwebhusayithi:
Izindlu ezingabizi komama abangabodwa
Izinhlelo Zezindlu Zomphakathi Nezinsiza (HCFP)
Lezi zinhlelo zisebenzela izinketho zezindlu ezihola kancane ezindaweni zasemakhaya. Ngenxa yokuswela kwezomnotho izindawo zasemakhaya, eziningi azinakho ukukhetha okwanele kubantu abangakwazi ukukhokhela izindleko zokuphila. Ukuxhaswa ngezimali ngalezi zinhlelo kuxhasa amakhaya omndeni owodwa, amafulethi, amakhaya asebekhulile, nezinye izinketho eziningi zezindlu.
Izidingo zokufaneleka
Lezi zinhlelo zenzelwe izinhlangano ezingenzi nzuzo kuphela, izizwe zamaNdiya, nama-ejensi angaphansi kukahulumeni wezwe nowesifundazwe. Noma iyiphi i-ejensi enentshisekelo yokuxhasa ngemali izindlu ezingabizi ezindaweni zasemakhaya kumele ifake isicelo ku-USDA.
Iwebhusayithi:
Uhlelo Lokuhlanganiswa Komndeni
Uhlelo Lokuhlanganiswa Komndeni luhlinzeka ngamavawusha Okukhethwa Kwezindlu Kuzinhlaka Zezindlu Zomphakathi (PHAs). La mavawusha ezezezindlu enza ukuthi abantu abahola kancane bathole indawo yokuhlala noma indlu yokuhlala endaweni ephephile. Iningi labantu akudingeki likhokhele izindlu, kanti abanye kufanele bakhokhe imali encane. Inani elimbozwa ivawusha lincike ezidingweni zezezimali zomuntu olitholayo.
Izidingo zokufaneleka
Imindeni engenamakhaya iyona eza kuqala. Intsha kumele ibe ngaphansi kuka-21 kodwa ibe ngaphezu kweminyaka engu-18. I-PHA ngayinye inemikhawulo yayo yokuthola imali ngokuthola ubufakazi bendlu, ngakho-ke hlola i-PHA yangakini.
Iwebhusayithi:
Ukwabelana Kwe-CoAbode Single Madhers House
Lolu uhlelo olusiza omama abangabodwa ukuthola izindlu ezizinzile, ukuthola usizo lokunakekela izingane zabo, nokuthola ukusekelwa okungokomzwelo abakudingayo. Umama ngamunye kumele athole omunye umama ongashadile azohlala kuye ahlukanise imali yerenti. Yonke imisebenzi yasendlini yabiwa, okungaba ukukhululeka okukhulu kwabanye omama abangabodwa. Lolu hlelo lusiza omama abangabodwa ukuthola abanye omama abazosebenzela lolu hlelo.
Izidingo zokufaneleka
Omama abangabodwa abalwa nezindawo zokuphepha ezingabizi kakhulu futhi okungenzeka ukuthi bahlala nomunye umuntu bangasebenzisa izinsiza ezinikezwa yilolu hlelo.
Iwebhusayithi:
Umsebenzi wezenhlalakahle
Le nhlangano yinhlangano engenzi nzuzo engama-501 (c) (3) esiza abantu ukuthi bathole izindlu ezingabizi. Sebenzisa iwebhusayithi socialserve.com ukwenza uhlu lwamathuba ezindlu esifundazweni ngasinye. Ibuyekezwa njalo futhi abasebenzi bokusekela bayatholakala usuku ngalunye lwesonto ukuphendula imibuzo.
Izidingo zokufaneleka
Azikho izidingo zokufaneleka. Zonke izinketho zezindlu zenzelwe abantu abadinga impilo engabizi.
Iwebhusayithi:
Indawo yokuhlala isintu
IHabitat for Humanity ifuna ukusiza abantu ngokunikeza indawo ephephile futhi engabizi yokuhlala. Inhlangano yakha futhi yalungisa izindlu zabantu abaswele emhlabeni wonke. Kwesinye isikhathi izinhlangano zithola izindlu ezizolungiswa njengeminikelo.
Izidingo zokufaneleka
Imindeni edinga ikhaya lokuhlala ingahle ifanelekele i-Habitat yezinsizakalo ze-Humanity. Ezinye zezindlu ezakhiwe noma ezakhiwe kabusha zingabanjiswa ngempahla, ngakho-ke kubhekwa ikhono lemindeni lokukhokha leyo mali mboleko. Izimo zibalulekile, ngakho-ke bonke abantu abanentshisekelo kufanele bafake izicelo.
Iwebhusayithi:
Izindlu ezihola kancane komama abangabodwa
Uhlelo lweHUD Public Housing Program
Zonke izifundazwe zine-Public Housing Agency (PHA), enikezela ngezindlu ezingabizi kakhulu emindenini ehola kancane, asebekhulile, nabantu abakhubazekile. Izinketho zokuhlala zitholakala ngosayizi nezindawo ezahlukahlukene.
Izidingo zokufaneleka
Abantu abanemiholo ephansi bafanelekile ukuthola usizo ku-PHA. Imali engenayo ephansi inqunywa ngokubheka imali engenayo yonyaka yonke. Kufanele okungenani kube yi-80% yemali engenayo yesifundazwe. Labo abane-50% yemali engenayo yomphakathi babhekwa njengabadinga kakhulu. Kucatshangelwa nosayizi womndeni. Bonke abantu kumele babe izakhamizi zase-US futhi babe nezinkomba zokufakazela ukuthi bangabaqashi abalungile.
Iwebhusayithi:
Uhlelo Lwamavawusha Okukhethwa Kwezindlu (Isigaba 8)
Uhlelo lweVoucher Choice Voucher Programme, olwaziwa kakhulu njengeSigaba 8, lunikeza abantu abahola kancane indlela yokukhokhela izindlu eziphephile, ezisezingeni elifanele, nezenhlanzeko. Lapho umuntu efuna ukusebenzisa isigqebhezana kumele abe yingxenye yohlelo, futhi kuvame ukuba nohlu lwezinketho zezindlu ongakhetha kuzo.
Izidingo zokufaneleka
Ingqikithi yemali engenayo yonyaka wonke nosayizi womndeni kuyabhekwa lapho kunqunywa ukuthi ngubani okufanele athole isigqebhezana. Amaphesenti angamashumi ayisikhombisa nanhlanu wamakhuphoni kumele anikezwe abantu abanemali engenayo engekho ngaphezu kwamaphesenti angama-30 emali engenayo yomphakathi. Njengoba imali engenayo iguquka unyaka nonyaka, imali engenayo emaphakathi esetshenziselwa ukucatshangelwa iyahluka unyaka nonyaka.
Iwebhusayithi:
Indlu yombono
Le yinhlangano engenzi nzuzo engama-501 (c) (3) enikezela ngezindlu zesikhashana komama abangabodwa nezingane zabo ezingenamakhaya. Banikela nangezindlu ezihlukile zamadoda angashadile alulama ekubeni umlutha wezidakamizwa notshwala.
Izidingo zokufaneleka
I-House of Vision idinga ukuthi imali engenayo yabantu yehle ngama-30% kunemali engenayo yendawo. Kumele ukuthi nabo abanamakhaya. Isikhathi esiphezulu noma ngubani angahlala ezindlini zesikhashana yiminyaka emibili. Uma abantu benquma ukulandela iziqu zeminyaka emine, bangahlala isikhathi eside.
Iwebhusayithi:
Inethiwekhi yokuzala
INurturing Network isiza abesifazane ababhekene nokukhulelwa okungahlelelwe. Banikeza ukwesekwa ngesikhathi sokukhulelwa nangemva kokuzalwa kwengane. Izinsizakalo zifaka amakhaya, izinsizakalo zezokwelapha, usizo lwezomthetho, ukwelulekwa ngokomqondo, nokusiza ekutholeni umsebenzi. Le yinhlangano esiza abantulayo engenzi-nzuzo engu-501 (c) 3 esebenza eminikelweni abayithola kubaxhasi, abaxhasi nezisekelo.
Izidingo zokufaneleka
Owesifazane kufanele ukuthi ukhulelwe futhi udinga izinsizakalo ezinikezwa yiNurturing Network. Abesifazane kumele bazimisele ukuzinakekela bona nezingane zabo.
Iwebhusayithi:
Inhlangano Kazwelonke Yezindlu Ezihola Phansi (NLIHC)
INational Coalition Housing Coalition kaZwelonke yinhlangano efuna ukwenza ngcono ukutholakala kwezindlu ezihola kancane kulo lonke elaseMelika. Lo mfelandawonye ufundisa futhi unxenxe ukusiza izinhlaka zomphakathi ukuthi ziqonde isidingo esinqunyiwe sezindlu eziphephile, ezinesizotha futhi ezingabizi. Bafuna ukugcina usizo lwezindlu zombuso futhi bandise lolo sizo ngangokunokwenzeka.
Izidingo zokufaneleka
Njengoba le yinhlangano efuna ukuba yizwi labantu kuyo yonke indawo abangakwazi ukukhokhela ikhaya, azikho izidingo zokufaneleka.
Iwebhusayithi:
Amakhredithi Wentela Yezindlu Ephansi (LIHTC)
Uhlelo lwe-Low Income Housing Tax Credits lusiza ukukhulisa inani lezindawo ezingabiza kakhulu zezindlu eziqashisayo zezindawo. Ngokunikeza abaninikhaya isikweletu sentela uma behlinzeka ngezindlu ezingabizi, banabantu abaningi abafuna ukunikeza izindlu zabo zokuhlala, izindlu zedolobha, nezindlu zokuqasha okuphansi. Ngesikweletu, umnikazi wendawo unciphisa isikweletu sakhe sentela.
Izidingo zokufaneleka
Ukuze bakwazi ukuthola izikweletu zentela, abantu kumele babe nempahla yokuhlala eqashiswayo. Kufanele bazibophezele kuzidingo zomkhawulo wokuhlala kwabantu abahola kancane, futhi banciphise izindleko zokuqasha nezokusetshenziswa kwempahla yabo.
Iwebhusayithi:
Izindlu Zesihe
IMercy Housing yinhlangano engenzi nzuzo esebenza e-United States. Izama ukusiza abantu abampofu ukuthi bathole izindlu ezisezingeni elifanele ngentengo ephansi. Bakholelwa ukuthi izindlu ezingabizi zivuselela izindawo ngokusiza abantu abaningi bathuthele endaweni abangasebenzisa imali yabo ukusiza imiphakathi ikhule.
Izidingo zokufaneleka
Imiphakathi ye-Mercy Housing ilinganiselwe. Umphakathi ngamunye unezidingo zawo zokufaneleka ezindlini ezitholakalayo ezinazo lapho abantu bezidinga. Shayela inombolo eyinhloko yezindlu zeMercy ukuthola ukuthi ngabe kukhona yini okukhethwa kukho izindlu ezikhona eduze kwakho.
Iwebhusayithi:
Isikhungo Sezindlu Esiphansi (LIHC)
I-Low Income Housing Institute inemiphakathi yezindlu ezinemiholo ephansi etholakala kulo lonke elaseWashington State. Iyabakha, ibaphathe futhi ibasebenzise. Lesi sikhungo sinemisebenzi yokusiza abantu ukuthi bakwazi ukuzimela, njengokuqeqeshwa kwemisebenzi, ukuphathwa kwemali, nokuningi.
Izidingo zokufaneleka
Ukuze usebenzise imiphakathi yezindlu ezihola kancane, imali engenayo yabantu ingaphansi kakhulu kwemali engenayo yendawo. Labo abasanda kukhishwa kwezinye izakhiwo bangahle bangafaneleki. Kuzobhekwa amarekhodi obugebengu, kepha abaphula umthetho ngocansi nalabo abanerekhodi lomlilo ngeke. Izicelo ngeke zamukelwe uma kube nokugwetshwa okuyisigebengu eminyakeni emihlanu.
Iwebhusayithi:
Ibhuloho lethemba
IBridge of Hope ilwela hhayi nje ukuvimbela ukungabi namakhaya kwabesifazane nezingane, kodwa nokuyiqeda. Le nhlangano isebenzisa amasonto ukubasiza. Basebenza ukuthola izindlu ezihlala njalo zabesifazane nezingane zabo, babasize bathole umsebenzi, futhi bandise ukuzethemba kwabo ngobungani.
Izidingo zokufaneleka
Le yinhlangano esekwe ebuKristwini. Bafinyelela emasontweni ukuthola abantu abazimisele ukusiza abesifazane nezingane abangenakhaya. IBridge of Hope inika amathuba kulabo abafuna ukusiza nokusizwa. Abesifazane abafuna usizo kumele babe izakhamizi zase-US futhi kumele bangabi namakhaya.
Iwebhusayithi:
Usizo lokuqasha omama abangabodwa
Insindiso Yempi
ISalvation Army isiza imiphakathi ngezindlela eziningi. Banikezela ngokudla, usizo lwezinhlekelele, ukuvuselelwa, nosizo lwezezimali ngezindlu. Basebenzisa iminikelo, iminikelo yenkampani, kanye nokuthengisa abakwenzayo ezitolo zomndeni wabo weSalvation Army.
Izidingo zokufaneleka
Imindeni edinga usizo lokukhokhela izindlu, ukudla, noma izinsiza ingazuza kuSalvation Army. Izinsizakalo ezitholakalayo kanye nokufaneleka kwalezo zinsizakalo kuncike ezidingweni zomphakathi. Uzodinga ukuxhumana neSalvation Army yangakini ukuthola eminye imininingwane.
Iwebhusayithi:
Izinhlangano ezisiza umphakathi zamaKatolika
Izinsizakalo zamaKatolika zinikela ngezinsizakalo eziningi kubantu abahola kancane. Eziningi zezinsizakalo zinikezwa ngesilinganiso sokuhambisa. Izinhlelo zabo zifaka ukwesekwa ekutholeni izindlu ezingabizi, ukuhlinzeka ngolwazi ngosizo lokudla nokweluleka ukuze kunikwe abantu amandla okuthola imisebenzi ekhokhela kangcono.
Izidingo zokufaneleka
Abantu akudingeki babe ngamaKatolika ukusizakala ngezinsizakalo ezihlinzekwa yi-Catholic Charities. Noma ngubani onemali ephansi angafuna usizo olunikezwa yile nhlangano.
Iwebhusayithi:
YWCA
I-YWCA ikhuthaza abesifazane. Benza okufanele bakwenze ukuqinisekisa ukuthi abesifazane namantombazane bathola lokho abakudingayo ukuze bazizwe bebalulekile futhi befanelwe yinzuzo efanayo etholwa yinoma ngubani omunye umuntu. Baqhakambisa ukuthula, ubulungiswa, inkululeko kanye nesithunzi.
Ezinye zezinhlelo ezinikezwa yi-YWCA yilezi:
- • Udlame lwasekhaya
- • Udlame olubhekiswe kwabesifazane
- • Izinhlelo zezempilo zabesifazane.
- • Ubulungiswa bezinhlanga
- • Ukuqeqeshwa kwemisebenzi nokunikwa amandla
- • Izinhlelo zokunakekela izingane zisencane
- • Izinhlelo zokufundisa ngezezimali
- • Izinhlelo Zezempi NezamaVeterans
- • Izinhlelo ze-YWCA STEM / TechGYRLS
- • Izifundo ze-Yong zabesifazane
Izidingo zokufaneleka
Ukufaneleka ukubamba iqhaza kulezi zinhlelo kuncike ezidingweni zakho nasekutholakaleni kwezinsizakalo ezinikezwa ezinhlelweni.
Iwebhusayithi:
Okuqukethwe
- Izinhlobo zosizo lwezindlu
- Izindlu eziphuthumayo
- Izindlu ezingabizi
- Izindlu ezihola kancane
- Usizo lokuqasha
- Izindlu eziphuthumayo zomama abangabodwa
- Uhlelo lwe-Emergency Solutions Grant (ESG)
- UCasa Camillus
- Uhlelo Lokuhlala Ngokuphuthumayo
- Izindlu ezingabizi komama abangabodwa
- Izinhlelo Zezindlu Zomphakathi Nezinsiza (HCFP)
- Uhlelo Lokuhlanganiswa Komndeni
- Ukwabelana Kwe-CoAbode Single Madhers House
- Umsebenzi wezenhlalakahle
- Indawo yokuhlala isintu
- Izindlu ezihola kancane komama abangabodwa
- Uhlelo lweHUD Public Housing Program
- Uhlelo Lwamavawusha Okukhethwa Kwezindlu (Isigaba 8)
- Indlu yombono
- Inethiwekhi yokuzala
- Inhlangano Kazwelonke Yezindlu Ezihola Phansi (NLIHC)
- Amakhredithi Wentela Yezindlu Ephansi (LIHTC)
- Izindlu Zesihe
- Isikhungo Sezindlu Esiphansi (LIHC)
- Ibhuloho lethemba
- Usizo lokuqasha omama abangabodwa
- Insindiso Yempi
- Izinhlangano ezisiza umphakathi zamaKatolika
- YWCA
- Kufanele ngithole malini ukuthenga indlu e-USA?
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