Ungaligcwalisa kanjani i-oda lemali lesiboshwa

Ungaligcwalisa kanjani i-oda lemali lesiboshwa.

Lesi umhlahlandlela wokuthumela imali nemali ku- i-akhawunti yekhomishini yesiboshwa . Kungumhlahlandlela ojwayelekile futhi awucacisiwe esikhungweni esithile. Ngaphambi kokudingida ukuthi imali uyithumela kanjani esiboshweni, kumele uqale wazi ukuthi kungani isiboshwa sidinga imali uma siboshiwe.

Yini umphathi

A economato isitolo ngaphakathi esikhungweni sokuhlunyeleliswa kwezimilo esidayisa imikhiqizo ehlukahlukene iziboshwa ezingayithenga ngezimali zazo . Izikhathi eziningi ikhomishini ithengisa okokugqoka, izicathulo, ukudla okulula, kanye nokudla, kanye nemikhiqizo yenhlanzeko efana nensipho, insipho, nezinsingo. Ukhomishini uthengisa nemikhiqizo yokuzijabulisa enjengezincwadi, omagazini, omabonakude, imisakazo, amakhadi, njll.

Mhlawumbe into ebaluleke kakhulu ethengwa yikhomishini iphepha, izimvilophu, nezitembu. Esiboshweni, lezi yizinto ezihamba phambili ngoba ziyamvumela ukuthi abhalele othile ngaphandle. Ngenkathi ezinye izikhungo zizohlinzeka ngesitembu esincane nephepha kwiziboshwa ezingakwazi ukuzikhokhela, hhayi wonke amajele namajele azokwenza kanjalo. Izikhathi eziningi abantu babhalela iziboshwa zabo bese bengayitholi incwadi yokuphendula futhi kungenxa yesizathu sokuthi isiboshwa asikwazi ukukhokhela izitembu nephepha.

Usuku lweKhomishini luhlala lubanjwa kanye ngesonto futhi lungajatshulelwa kuphela uma isiboshwa sinemali kwi-akhawunti yaso yokhomishani. I-akhawunti yekhomishini yesiboshwa ifana ne-akhawunti yasebhange ngaphakathi kwesikhungo.

Kunezindlela ezintathu lapho isiboshwa singafaka khona imali kwiakhawunti yaso yezitolo. Indlela yokuqala isiboshwa esingathola ngayo imali ye-akhawunti yaso yigilosa ukusebenza ngomsebenzi ngaphakathi esikhungweni, imvamisa ukuze sikhokhelwe imali encane. Indlela yesibili ukuthi ngabe isiboshwa sinohlobo oluthile lwesikhwama setrasti, ifa, noma amalungiselelo ezomthetho. Indlela yokugcina ngokusebenzisa abangane nomndeni obathumela imali.

Uyithumela kanjani imali isiboshwa

Ukuthumela imali esiboshweni kungahlukahluka kuye ngesifundazwe, kuya ngokuthi ngabe ijele, ijele, noma ijele lombuso.

Amajele aseFederal namanye amajele asezingeni likahulumeni anezinhlelo zebhange ezijwayelekile. Ngokuvamile, zonke izikhungo zizokuvumela ukuthi ufake imali endaweni yokwamukela izivakashi noma esitodlwaneni sokubekisa izivakashi.

Iningi lezikhungo lizokwamukela ne-oda lemali elithunyelwa ekhelini leposi lesiboshwa bese likhokhwa kulesiboshwa, kepha manje izifundazwe eziningi sezishintshela ebhange ngogesi. Ukubhanga nge-elekthronikhi kuvumela abangani nomndeni ukuthi bathumele imali ku-inthanethi, futhi iminyango yezokuhlunyeleliswa kwezimilo isiqala ukuyithanda le ndlela ngoba ayisebenzi kangako kubasebenzi futhi inembile / kulula ukuyilandela, futhi ilula kakhulu.

Akunandaba ukuthi iyiphi indlela yokuthumela imali, kunezinto eziningana ezibalulekile okufanele uzazi:

• Igama eliphelele leziboshwa liyekethiswa
• Inombolo kamazisi yesiboshwa
• Indawo okuyo manje isiboshwa

Ngaphambi kokuthumela imali, kufanele uthole inqubo ethile yesikhungo oboshwe kuso. Ungathola lolu lwazi kusayithi lethu ngokuzulazula ekhasini lezikhungo (sebenzisa ibha eluhlaza okwesibhakabhaka phezulu ekhasini noma ukhethe isimo sesikhungo esitholakala ekhasini lethu lasekhaya).

Funda isigaba sezimali zeziboshwa sekhasi lezinsiza bese unaka imithetho leyo isikhungo esinayo. Ikakhulu, naka ukuthi ngabe isikhungo sidinga yini ukuba ube sohlwini lweziboshwa oluzovakasha ukuze uthumele izimali, nokuthi umkhawulo wokuthumela imali ungakanani, ngoba ezinye izakhiwo zokuhlunyeleliswa kwezimilo zizokuvumela kuphela ukuthi uthumele kufika ku- $ 200.

ukugcwalisa kanjani i-oda lemali lesiboshwa

Iya ku Ihhovisi Leposi Lase-US , ibhange noma ibhizinisi elidayisa iMoney Order noma amasheke akhokhelwa kuqala. Lapho uthenga i-oda lemali, uzohlinzeka inani kulowo okhipha imali. Iphepha owalitholayo lizofaka leyo mali, ngakho-ke ngeke udinge ukuyigcwalisa.

Kodwa-ke, ukuze uqedele ngempumelelo i-oda lemali, kuzodingeka unikeze imininingwane eceliwe:

1. Igama: Bhala igama eligcwele lomuntu noma lenkampani ekhokha nge-oda lemali. Lo mkhakha ungabizwa ngokuthi yi-Pay to order of, Pay to, or Payee. Gwema ukushiya le nkambu ingenalutho noma ukukhokhelwa imali yemali, kungenjalo kungashintshwa yinoma ngubani, futhi uzibeka engcupheni yokulahlekelwa yimali uma i-oda lemali lilahlekile noma libiwe. Abanye abakhipha imali badinga negama lomthengi emkhakheni obhalwe ukuthi From.
2. Ikheli: amanye ama-oda emali aqukethe inkambu yokuthi unikeze ikheli lakho lamanje lokuposa uma kwenzeka umamukeli edinga ukuxhumana nawe mayelana nenkokhelo. Kodwa-ke, uma ukhathazekile ngobumfihlo bakho, ungakwazi ukushiya lolu lwazi. Buza umthumeli we-oda lemali nomamukeli ukuthi yini edingekayo. Ama-oda emali we-USPS afaka inkambu yekheli ngakwesobunxele lekheli lomamukeli nelilodwa elingakwesokudla kwekheli lomthengi, ukuze kuvele ikheli lomamukeli nekheli lakho.
3. Imininingwane eyengeziwe: Ungadinga ukufaka imininingwane eyengeziwe mayelana ne-oda lemali ukuze inkokhelo iphathwe kahle. Lokhu kungafaka inombolo ye-akhawunti yakho, okwenziwayo noma imininingwane ye-oda, noma enye inothi esiza umamukeli abone isizathu sokukhokha. Lo mkhakha ungabizwa ngokuthi yiRe: noma iMemo. Uma ingekho inkambu yolwazi olwengeziwe, bhala phambili embhalweni.
4. Iqinile: Amanye ama-oda emali adinga ukusayina. Bheka inkambu ebhalwe ukuthi Isiginesha, Umthengi, noma i-Drawer ngaphambili kwedokhumenti. Ungasayini ngemuva kwedokhumenti ngoba yilapho umamukeli asayina khona ukuxhasa uku-oda kwemali.

Ngemuva kokugcwalisa i-oda lakho lemali, gcina wonke amarisidi, amakhophi ekhabhoni, neminye imibhalo oyithola ngesikhathi sokuthenga uma kungenzeka kube nenkinga ngenkokhelo yakho. Ungadinga lawa madokhumenti ukukhansela i-oda lemali, futhi angaba wusizo ekulandeleni noma ekuqinisekiseni inkokhelo.

Lapho imali iya khona

Ngeshwa, abantu abaningi babike ukuthi bathumela imali esiboshweni, kuphela ukuthi isiboshwa sicele imali ethe xaxa ezinsukwini ezimbalwa. Izincazelo zokuthi imali yaya kuphi zingahluka kusuka eqinisweni kuya emangeni. Iqiniso: Ezinye izifundazwe zizodinga ukuthi noma iyiphi imali etholwe yisiboshwa ibe nephesenti elisabalalisiwe phakathi kwenhlawulo nokubuyiselwa. Kwezinye izimo, isiboshwa singathenga izinto ngezimali zaso kuphela ukuze ezinye iziboshwa zizithathe.

Kunini lapho kufanele ukhathazeke ngokuthi isiboshwa kungenzeka ukuthi senza okuthile okungekho emthethweni ngezimali ozithumelayo? Iseluleko esibaluleke kakhulu engingakunika sona ukuthi ungalokothi uthumele imali kwi-akhawunti yesiboshwa ngaphandle kwalesi siboshwa ongumngane noma ilungu lomndeni. Uma isiboshwa sakho sikucela ukuthi uxhase i-akhawunti yomngane wakho, qaphela ngoba lokhu cishe njalo kuyizimpawu zomsebenzi ongekho emthethweni.

Umnyango wezokulungiswa awusoze wafuna ukuthi imali ithunyelwe ngale ndlela, futhi uyakuvimba lokho. Iziboshwa zivame ukuthi imali kufanele iye kwi-akhawunti yesinye isiboshwa ngoba imali engena kwiakhawunti yazo kuzofanele isuse imali yenkantolo, njll. iphesenti.

Futhi khumbula ukugcina njalo amarisidi akho nezinombolo ze-oda. Lapho uthumela i-oda lemali esiboshweni, gcina isikhunta nenombolo yoku-oda isikhathi nesikhathi, ama-oda wemali ayalahleka ngakho-ke ukuba nendlela yokulandelela uku-oda kwemali kukunikeza insiza futhi kwesinye isikhathi kuzoba ubufakazi bakhe bokuthi isiboshwa bathole izimali ngesikhathi bemtshela ukuthi ngemuva kwezinsuku ezintathu abazitholanga futhi badinga imali ethe xaxa… nalokhu akusona isibonakaliso esihle. Ungahlala uthintana nomeluleki weziboshwa zakho uma uzwa sengathi kukhona okwenziwayo okungekho emthethweni okwenzekayo.

Ukuzikhulula: Le yindatshana yolwazi. Akusona iseluleko sezomthetho.

IRedargentina ayinikezi izeluleko zomthetho noma zomthetho, futhi akuhloselwe ukuthi ithathwe njengeseluleko sezomthetho.

Umbukeli / umsebenzisi waleli khasi lewebhu kufanele asebenzise imininingwane engenhla kuphela njengomhlahlandlela, futhi kufanele ngaso sonke isikhathi axhumane nemithombo engenhla noma abamele uhulumeni womsebenzisi ukuthola imininingwane esesikhathini ngaleso sikhathi.

Okuqukethwe

• Yini umphathi
• Uyithumela kanjani imali isiboshwa
• ukugcwalisa kanjani i-oda lemali lesiboshwa
• Lapho imali iya khona

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