Ingabe Kufanele Ngithenge Umshwalense We-iPhone Yami? Kuchazwa Izinketho Zakho.

Should I Purchase Insurance







Zama Ithuluzi Lethu Lokuqeda Izinkinga

Uthenga i-iPhone entsha futhi oxhumana naye ekuthengiseni esitolo sakho sefoni ephathekayo ubuza ukuthi ungathanda ukuthenga umshuwalense. Yebo, ama-iPhones ayabiza, futhi abasebenzi basesitolo bathi kufanele nakanjani bathenga umshuwalense - kepha bayakhokhelwa ukusho lokho. Uyini umehluko phakathi komshuwalense wesithwali ne-AppleCare + yakwa-Apple uqobo? Ngabe umshuwalense ungakanani ngempela izindleko ngokuhamba kwesikhathi? Kulesi sihloko, ngizokusiza ukuphendula umbuzo, 'Ingabe kufanele ngithenge umshwalense we-iPhone yami?' ngokuchaza isebenza kanjani i-AT & T, Verizon, ne-Sprint iPhone futhi umehluko phakathi komshuwalense wesithwali ne-AppleCare + .





Lo mbhalo ugxile ezinhlelweni zomshuwalense wezinkampani ezinkulu 'ezinkulu ezintathu' kanye ne-AppleCare + 'yomshuwalense' yama-iPhones, ekhombisa ubuhle nobubi bohlelo ngalunye lomshuwalense.



Ingabe i-iPhone Insurance Ifanele?

Okumbozwa ngumshuwalense we-iPhone kuyehluka kuye ngohlelo lokuhlela. Kodwa-ke, cishe zonke izinhlelo zomshuwalense zihlanganisa ukukhubazeka komkhiqizi kanye nomonakalo wengozi. Kepha ingabe umshwalense we-iPhone uwufanele? Kuya ngawe.

Isibonelo, abanye abantu bayaqaphela kakhulu ngama-iPhones abo kanti abanye bahlala ezindaweni ezinobungozi obukhulu bokwebiwa kwamaselula. Ngithenga umshuwalense we-iPhone ngoba ngijwayele ukulahla ifoni yami ngihlale edolobheni elikhulu elinezinga elithile lobugebengu obuphezulu. Ngingazithethelela izindleko zenyanga zonke zohlelo lomshuwalense ngoba lezi zinto zingishiya engcupheni enkulu yokwephula i-iPhone yami nokuthi yebiwe.

kungani iphone yami ingasekeli

Ekugcineni, angikwazi ukukunikeza impendulo eqondile yokuthi kufanele uwuthenge umshwalense we-iPhone yakho noma cha. Konke kuya ngesimo sakho nokuthi uzethemba kangakanani ukuthi ungalahli i-iPhone yakho endlini yangasese.





Umshwalense we-iPhone: Abathwali

Ake sithi uthathe isinqumo sokuthenga umshuwalense we-iPhone. Enye yezindlela ezilula kakhulu zokuthenga umshuwalense ngumphathi wakho. Lokhu kungenxa yokuthi zonke izinkokhelo zifakwa enkokhelweni yakho yanyanga zonke futhi ngokuvamile ungama esitolo sendawo esiphethe ukuthi ufake isimangalo somshuwalense.

Zonke izithuthi ezinkulu 'ezinkulu ezintathu' (i-AT & T, Sprint, neVerizon) zinezinhlelo zazo zomshuwalense - ngayinye inezici ezahlukahlukene. Ngisiphulile lesi sigaba sendatshana ukuze ngigqamise izinzuzo, ububi, nemininingwane yamanani wohlelo ngalunye olunikezwa umphathi walo ukuze akusize uthole okuhlangabezana nezidingo zakho.

Umshuwalense we-AT & T iPhone

I-AT & T inikela ngezinhlelo ezintathu zomshuwalense we-iPhone: i-Mobile Insurance, i-Mobile Protection Pack, ne-Multi Device Protection Pack. Womathathu lawa macebo ahlanganisa ukweba, ukulimala, kanye nokungasebenzi kahle, okukunika ingqondo lapho uphuma-futhi nge-iPhone yakho.

Okudonswayo:

Uma wephula ukulahlekelwa yi-iPhone yakho, imali ekhishwayo ingu- $ 199 yama-iPhones ne-iPads anamuhla. Kodwa-ke, lokhu kudonswa kwehla ngentengo ngemuva kwezinyanga eziyisithupha nonyaka owodwa kungekho zimangalo zomshwalense. Imali ekhokhelwayo neyanyanga zonke iyangezwa kubhili yakho yanyanga zonke ngokuzenzekelayo.

Izinhlelo:

Izinhlelo ze-AT & T ziyahlukahluka kuzici nokufakwa. Ngiphule ngakunye ngawe ngezansi:

  • Umshuwalense Weselula - $ 7.99
    • Izimangalo ezimbili esikhathini esiyizinyanga eziyishumi nambili.
    • Ukuvikelwa ekulahlekelweni, ukwebiwa, ukulimala kanye nokungasebenzi kahle kweziqinisekiso.
    • Ukwenqaba Ukudonswa kwemali:
      • Izinyanga eziyisithupha ngaphandle kwesimangalo - gcina ama-25%
      • Unyaka owodwa ngaphandle kwesimangalo - gcina u-50%
  • Iphakethe Lokuvikelwa Kwamaselula - $ 11.99
    • Izimangalo ezimbili esikhathini esiyizinyanga eziyishumi nambili.
    • Ukuvikelwa ekulahlekelweni, ukwebiwa, ukulimala kanye nokungasebenzi kahle kweziqinisekiso.
    • Ukwenqaba Ukudonswa kwemali:
      • Izinyanga eziyisithupha ngaphandle kwesimangalo - gcina ama-25%
      • Unyaka owodwa ngaphandle kwesimangalo - gcina u-50%
    • Ukusekelwa kobuchwepheshe okwenzelwe wena.
    • Vikela i-Plus - Isoftware ekhiya futhi isule ifoni yakho.
  • Iphakethe Lokuvikelwa Kwamadivayisi amaningi - $ 29.99
    • Izimangalo eziyisithupha esikhathini esiyizinyanga eziyishumi nambili.
    • Ukuvikelwa ekulahlekelweni, ukwebiwa, ukulimala kanye nokungasebenzi kahle kwewaranti.
    • Ukwenqaba Ukudonswa kwemali:
      • Izinyanga eziyisithupha ngaphandle kwesimangalo - gcina ama-25%
      • Unyaka owodwa ngaphandle kwesimangalo - gcina u-50%
    • Ukusekelwa kobuchwepheshe okwenzelwe wena.
    • Vikela i-Plus - Isoftware ekhiya futhi isule ifoni yakho.
    • Ihlanganisa amadivayisi amathathu ahlukene afaka i-iPad yakho noma enye ithebhulethi esekelwayo.
    • Ukulungiswa Nokushintshwa kwamathebulethi angaxhunyiwe afanelekile, ngokwesibonelo, i-Wi-Fi yakho i-iPad kuphela engangezwa nohlelo lwakho lomshuwalense.

Ukubuyekezwa Komshwalense we-AT & T we-iPhone

Sekukonke, izinhlelo zomshuwalense weselula ze-AT & T zibukeka njengesivumelwano esiqinile kulabo abafuna ukuvikela i-iPhone yabo ekulimaleni nasekubeleni. Yize ukudonswa kuphakeme ekuqaleni, kwehla ngokuhamba kwesikhathi futhi kunengqondo kakhulu ngemuva konyaka ngaphandle kwezimangalo. Ngaphezulu kwalokhu, imali ekhokhwa njalo ngenyanga engu- $ 7.99 ayisiyimbi ngokuvikela i-iPhone yakho entsha ecwebezelayo.

Kumele uqaphele ukuthi i-Mobile Protection Pack kungenzeka ukuthi ayifanele i- $ 4 eyengeziwe ngenyanga ngaphezu kwe-Mobile Insurance. Uhlelo lokusebenza lwamahhala lwe-Apple Find My iPhone lusebenza ngokufana ne-Protect Plus, futhi kunemithombo eminingi yokuxhaswa kwamahhala kwewebhu kuwebhu (ukusikisela: ufunda eyodwa manje).

Umshwalense we-Sprint iPhone

I-Sprint inezinhlelo ezimbili zomshuwalense weselula: Ingqikithi Yezinsiza Zokuvikela kanye neTotal Equipment Protection Plus. Lezi zinhlelo zinikela ngezinsimbi nezimpempe ezithe xaxa kunezimbangi zazo, kepha futhi zibiza ngentengo ephansi kakhulu. Ngasohlangothini oluqhakazile, zonke izinhlelo zinikela ngamadivayisi wokufaka esikhundleni esheshayo ama-iPhones aphukile, alahlekile, ntshontshiwe.

Okudonswayo:

Intengo ekhishwayo yehluka phakathi kwama- $ 50 ama- $ 200 ngesimangalo ngasinye, noma kunjalo ama-iPhones aphakathi kuka- $ 100 kuya ku- $ 200. Njengoba kulindelwe, le mali ikhokhiswa kuphela uma i-iPhone yakho yonakele noma yebiwe. Amanani angadonswa ngale ndlela elandelayo:

$ 100

  • IPhone SE
  • I-iPhone 5C

$ 200

  • I-iPhone 7
  • I-iPhone 7 Plus
  • I-iPhone 6S
  • I-iPhone 6S Plus
  • Iphone 6
  • I-iPhone 6 Plus

Izinhlelo:

Njengoba ngishilo phambilini, izinhlelo zomshuwalense zikaSprint zinezinsimbi ezimbalwa futhi zishaya amakhwela ngaphezu kwezinye izinketho zomshuwalense weselula weBig Three. Kodwa-ke, noma ngabe unalokhu engqondweni, izinhlelo zikaSprint ziqondile kakhulu. Ngibaphule ngezansi:

  • Ingqikithi Yokuvikelwa Kwensiza - $ 9-11 ngenyanga (kuya ngedivayisi)
    • Ukuvikelwa ekulahlekelweni, ukwebiwa, ukulimala, nokunye ukungasebenzi kahle kwe-iPhone.
    • Ukufaka esikhundleni sosuku olulandelayo nezimangalo ezingama-24/7, ngakho-ke awusoze waba ngaphandle kwe-smartphone.
    • Isitoreji sefu esingu-20GB sezithombe zakho namavidiyo kuhlelo lokusebenza lwegalari le-Sprint le-Android ne-iPhone ..
  • Ingqikithi Yokuvikelwa Kwezinsiza - $ 13 ngenyanga
    • Konke okubandakanya uhlelo lokuvikelwa kwemishini ephelele.
    • Ukufinyelela ekusekelweni kwe-tech nokufinyelela kuhlelo lokusebenza lokusekelwa kweselula lwe-Sprint.

Isibuyekezo se-Sprint iPhone Insurance

Kuhle ukuthi izinhlelo ze-Sprint ziza nokugcinwa kwamafu kwezithombe zakho, kepha angicabangi ukuthi kudingekile uma kubhekwa inani lezinhlelo zokusebenza zamahhala zokugcina amafu ezitholakala ku-App Store. Kodwa-ke, lezi zinhlelo zomshuwalense ziyakuvikela kunoma ikuphi ukungahambi kahle okungase kwenzeke ku-iPhone yakho, ngakho-ke zikufanele impela ukubukeka uma udinga ukuvikelwa kokulahleka nokweba futhi usebenzise iSprint.

Angicabangi ukuthi iTotal Equipment Protection Plus iyifanele imali eyengeziwe yenyanga, noma kunjalo. I-Apple Store izokusiza ngedivayisi yakho uma ingaphansi kwewaranti, futhi kunezinsiza eziningi zamahhala eziku-inthanethi ezizokusiza nganoma yimaphi amaphutha ezobuchwepheshe odinga usizo osebenza kuwo.

Umshwalense we-Verizon iPhone

Njenge-AT & T ne-Sprint, iVerizon inezinhlelo eziningi zomshuwalense ezinenzuzo ezahlukahlukene, amanani entengo, nezici ezikhethekile. Kodwa-ke, indlela kaVerizon yehlukile ngoba kunezinhlelo eziningi kanye neshadi elincanyana elinciphayo. Kodwa-ke, ukwenza kube lula kuwe, ngiphule intengo nezinzuzo kuwe ngezansi.

ayikwazi ukuhlala ixhunywe ku-wifi

Okudonswayo:

Kuzinhlelo zomshuwalense weVerizon, kunamazinga amathathu ahlukene entengo ekhishwayo: $ 99, $ 149, kanye no- $ 199. Njengoba kulindelekile, lezi zimali zikhokhiswa uma ifoni yakho yonakele, yebiwe, noma ngenye indlela idinga isimangalo somshuwalense. Kuma-iPhones, amanani entengo angadonswa ngale ndlela elandelayo:

$ 99:

  • I-iPhone 5
  • I-iPhone 4S

$ 149:

  • IPhone 6
  • I-iPhone 6 Plus

$ 199:

  • I-iPhone 6S
  • I-iPhone 6S Plus
  • I-iPhone 7
  • I-iPhone 7 Plus

Izinhlelo:

Amanani entengo ephathekayo eVerizon kusuka ku- $ 3 ngenyanga ngedivayisi ngayinye kuya ku- $ 11 ngenyanga ngedivayisi ngayinye. Ngiphule izinketho ezine zomshuwalense weVerizon ngezansi:

  • Iwaranti ye-Verizon Wireless Extended - $ 3 ngenyanga
    • Ihlanganisa ukukhubazeka kwedivayisi ngemuva kokuphela kwesikhathi sewaranti yomkhiqizi.
    • Ukulimala ngengozi, ukweba, nokulahleka akuhlanganiswa.
  • Ukufaka esikhundleni sefoni engenantambo - $ 7.15 ngenyanga
    • IVerizon izothatha indawo yamadivayisi alahlekile, entshontshiwe, nalimele ngamanani wohlu olungadonselwa ngenhla.
    • Ngaphandle kwamadivayisi ewaranti kukhona hhayi embozwe ukukhubazeka komkhiqizi.
    • Ukushintshwa kabili esikhathini esiyizinyanga eziyishumi nambili.
  • Ingqikithi Yokuvikelwa Kwamaselula - $ 11.00 ngenyanga
    • IVerizon izothatha indawo yamadivayisi alahlekile, entshontshiwe, alimele, futhi aphume kuma-rates angadonselwa kuhlu angenhla.
    • Ukufinyelela kuhlelo lokusebenza lokutakula ifoni olulahlekile lwe-Verizon.
    • Ukusekelwa kwefoni okungenamkhawulo ngezinkinga zobuchwepheshe.
    • Ukushintshwa kabili esikhathini esiyizinyanga eziyishumi nambili.

Isibuyekezo se-Verizon iPhone Insurance

Ngingumlandeli wezinhlelo zomshuwalense weVerizon ngoba zikunikeza izinketho lapho ukhetha ukuthi udinga ukumbozwa okungakanani kudivayisi yakho. Isibonelo, uma ungajwayele ukwephula amafoni kodwa ujwayele ukuwagcina edlula isikhathi sewaranti sika-Apple, uhlelo lwewaranti Olwandisiwe luzokumboza ngokukhubazeka ngentengo ephansi.

Ngokubona kwami, i-Wireless Phone Protection iyona engcono kunazo zonke kulezi zinhlelo ezintathu. Inezindleko eziphansi zenyanga futhi imboza ukulahleka, ukweba, nokulimala ngengozi. Futhi ngenkathi ukukhubazeka komkhiqizi kungamboziwe, amadivayisi we-Apple afaka unyaka owodwa wewaranti ye-Apple, ngakho-ke uma uvuselela ifoni yakho ngandlela thile, ngingathi ukubheja okuphephile ukonga imali phezu kohlelo lweTotal Mobile Protection.

Njengamanye amapulani engixoxe ngawo, angicabangi ukuthi uhlelo lokusebenza lokutakula ucingo lweTotal Mobile Protection noxhaso lobuchwepheshe lufanele izindleko ezengeziwe zenyanga. Uhlelo lokusebenza lwamahhala lwe-Apple Thola i-iPhone yami namabhulogi we-inthanethi we-tech tech (njenge-PayetteForward!) Kufanele abe ngaphezu kokwanele ukukusiza nganoma yikuphi ukungahambi kahle kweselula.

I-Apple's In-House iPhone Insurance: I-AppleCare +

Ekugcineni, sifika kumkhiqizo womshuwalense weselula we-Apple: AppleCare +. Lolu hlelo luhlukile kokunikezwa kwe-Big Three ngoba awukhokhi njalo ngenyanga: kunemali eyodwa, engu- $ 99 noma engu- $ 129 yeminyaka emibili yokutholakala, kuye ngedivayisi yakho. Ukuhlanganiswa kufanele kuthengwe ngqo ku-Apple kungakapheli izinsuku ezingamashumi ayisithupha uthenge i-iPhone yakho. Uma ithengwe ku-inthanethi, i-Apple izosebenzisa isoftware yokuhlola okukude kufoni yakho ukuqinisekisa ukuthi ayikonakali ngaphambili.

Amanani:

Amanani we-AppleCare + aqonde ngqo: I-iPhone 6S kanye nabasebenzisi abasha bakhokha u- $ 129 iminyaka emibili yokumbozwa kanye nomonakalo odonswe ngama- $ 99 futhi abasebenzisi be-iPhone SE bakhokha u- $ 99 ngaphambili kanye ne- $ 79 edonswayo. Njengoba ukwazi ukubona, lokhu kuphansi kakhulu kunezinhlelo ze-Big Three zomshwalense weselula futhi kukhipha ukukhathazeka ngokukhokhela insizakalo njalo ngenyanga.

Izici:

  • Ukuhlanganisa ukulimala ngengozi nokukhubazeka komkhiqizi.
  • Izimangalo ezimbili zokulimala ngengozi zivunyelwe phakathi nenkathi yewaranti yezinyanga ezingama-24.
  • Ukwesekwa kweSoftware kunikezwa yi-Apple ocingweni nasesitolo.

Inkinga eyodwa enkulu ye-AppleCare + ukuthi ayihlanganisi ama-iPhones alahlekile noma antshontshiwe. Uma ulahlekelwa i-iPhone yakho, i-Apple ngeke iyishintshe ibe ngamanani entengiso, noma ngabe uthenge i-AppleCare + noma cha. Ngeshwa, i-iPhone elahlekile isho ukuthi kufanele uthenge entsha ngentengo ephelele yokuthengisa.

Kodwa-ke, uma ungadingi ukuvikelwa kokulahleka noma ukweba, ngicabanga ukuthi i-AppleCare + iyindlela engcono kakhulu kubasebenzisi abaningi be-iPhone. Izindleko ezibheke phambili ziphansi kakhulu futhi ukuncishiswa komonakalo kuphansi kakhulu kunomncintiswano ovela kumaBig Three. Ngokwengeziwe, i-Apple Stores ngokujwayelekile ingashintsha i-iPhone yakho khona lapho, ngakho-ke awushiywanga ulinde ifoni entsha ezothunyelwa kuwe ivela kumphathi wakho.

angikwazi ukwenza izingcingo ku-iphone

Jabulela Impilo Ye-iPhone Engakhathazeki

Lapho unayo: ukuqoqwa kwezinhlelo zomshuwalense ze-iPhone ezivela ku-AT & T, Sprint, Verizon, ne-Apple. Ngiyethemba ukuthi le ndatshana ikusizile ukuthola ukumbozwa okulungile kwe-iPhone ngezidingo zakho. Emibhalweni, ngazise uma ucabanga ukuthi umshwalense we-iPhone uyifanele imali - ngingathanda ukuzwa ukuthatha kwakho!