Kubiza malini ukuhlanzwa kwamazinyo ngaphandle komshwalense? . Izilinganiso zezindleko ezilandelayo yizilinganiso ezijwayelekile. Uzodinga ukuthola izintengo kubahlinzeki bendawo nganoma iziphi izinsizakalo ozicabangayo.
Ukubuyekezwa konyaka noma kabili
Ukuhlolwa kwamazinyo minyaka yonke kufaka phakathi ukuhlanzwa kwamazinyo nokuhlolwa kwamathambo, isifo sezinsini, nezinye izinkinga zomlomo. Ama-X ray (ama-radiographs) nokunye ukuxilongwa kungaba yingxenye yokuqokwa futhi kungeze nezindleko.
Udokotela wamazinyo noma ohlanzayo angaxoxa nangemikhuba yakho yezempilo yomlomo, enze izincomo zokushintsha indlela yokuphila noma izinqubo zezimonyo, futhi aphendule imibuzo yakho [4].
- Ukuqokwa kwamazinyo kokuqala (umuntu omdala): $ 115 - $ 301 +
- Ukuqokwa kwamazinyo kwabantu abadala okungamaBiannual: $ 96 - $ 250 +
- Ukuqokwa kwamazinyo kabili ngonyaka kwezingane: $ 80 - $ 208 +
Ukuhlanza amazinyo nezimbobo zokuvimbela
Ukuhlanza amazinyo, kwesinye isikhathi okubizwa nangokuthi i-prophylaxis, kubandakanya ukufaka i-plaque, i-tartar, namabala emazinyweni, futhi kuvame ukwenziwa njengengxenye yokuhlolwa kwamazinyo minyaka yonke noma kabili.
Ukwelashwa kwe-fluoride [9] ne-dental sealant [10] kungasiza ukubambezela ukubola kwamazinyo futhi kuyizinsizakalo ezingeziwe ezinganconywa noma zenziwe ngesikhathi sokuhlolwa kwamazinyo minyaka yonke.
- Ukuhlanza amazinyo abantu abadala: $ 63 - $ 164 +
- Ukuhlanza Amazinyo Ezingane: $ 47 - $ 122 +
- Ukwelashwa kwe-fluoride: $ 24 - $ 63 +
- Sealant (izinyo ngalinye): $ 36 - $ 95 +
Izinqubo ezijwayelekile zokuxilonga
Ama-X-ray ayaziwa nangokuthi ama-X-ray wamazinyo. I-Bitewing uhlobo olujwayelekile lwe-X-ray yamazinyo ekhombisa izinyo ngezansi nangaphezulu kolayini wezinsini futhi ingasiza ukuxilonga isifo sezinsini nezimbobo eziphakathi kwamazinyo. Imvamisa, amaphiko amane okuluma athathwa njengesethi.
- Qedela amaphiko ama-x-rays (amafilimu amane): $ 44 - $ 116 +
- I-X-ray yokuluma okuyingxenye (amafilimu amabili): $ 32 - $ 82 +
Udinga i-X-ray nini futhi kangaki kuya ngudokotela wamazinyo wakho, isimo somlomo wakho, sesinesikhathi esingakanani selokhu waya kudokotela wamazinyo, kanye nezinhlobo zokukhathazeka onazo.
Funda ngezindleko zezinye izinqubo ezivamile zamazinyo njengokukhishwa kwamazinyo nokugcwaliswa.
Ukuhlolwa Kwamazinyo Okuvamile Kubalulekile?
Kungani uzihlupha ngokunakekelwa okuvamile kwamazinyo? Awukwazi ukuya kudokotela wamazinyo uma unezinhlungu noma unezinkinga zokuhlafuna? Impela, ungaya kudokotela wamazinyo lapho kuvela inkinga (futhi abantu abaningi bayayenza), kepha izivivinyo zamazinyo ezijwayelekile zilungele okungaphezulu kokuthola amazinyo abushelelezi, apholishiwe.
Ukuhlolwa kwamazinyo minyaka yonke noma kabili ngonyaka kungasiza ekutholeni nasekwelapheni izimbotshana nesifo sezinsini kusenesikhathi, kuvimbele ukuthi zingabi yizinkinga ezinkulu kamuva futhi kudinge ukwelashwa okuthe xaxa futhi okubizayo, njengezimpande.
Ngaphezu kwalokho, odokotela bamazinyo abavame ukuhlola izinsini namazinyo kuphela, kodwa futhi nemisipha yekhanda nentamo, umhlathi, ulimi nezindlala zamathe. Bahlola izigaxa, ukuvuvukala, ukushintsha kombala, nanoma ikuphi ukungahleleki okungakhombisa isimo sempilo esibi kakhulu njengomdlavuza womlomo.
Ukuhlolwa kwakho kwaminyaka yonke kungasiza ekutholeni isimo sempilo esingamahlalakhona lapho izimpawu zaso zokuqala zivela emlonyeni, njenge-rheumatoid arthritis, lupus, kanye nesifo sikashukela.
Mhlawumbe manje uqinisekile ukuthi ukunakekelwa kwamazinyo okuvamile nokuhlanzwa kungumqondo omuhle, kepha awufuni ukuya. Ihhovisi likadokotela wamazinyo kungaba yinto ethusayo. Eqinisweni, phakathi kwama-9% nama-20% amaMelika agwema ukuya kudokotela wamazinyo ngenxa yokukhathazeka noma ukwesaba.
Abanye abantu baze babhekane ne-phobia yamazinyo, isimo se-pathological esingadinga usizo lwezengqondo ekwelashweni.
Ukubhekana nokukhathazeka ehhovisi likadokotela wamazinyo
Odokotela bamazinyo imvamisa bangabanye babahlinzeki bezokunakekelwa kwezempilo abanobungane futhi abanomusa (ngisho nobunzima) laphaya. Ngakho-ke abantu abaningi abesabi udokotela wamazinyo ngamunye (noma ngabe benza njalo, kufanele bashintshe abahlinzeki ngokushesha futhi bathole umuntu abazizwa bekhululekile ngaye).
Lokho abantu abakwesabayo ngempela okuhlangenwe nakho nemizwa ehambisana nehhovisi likadokotela wamazinyo:
- Ubuhlungu
- Ukujova ngezinaliti (ikakhulukazi emlonyeni)
- Imiphumela emibi ye-anesthesia
- Uzizwa ungenalusizo futhi usengozini
- Isikhala somuntu siqu
Ukukhuluma nodokotela wamazinyo nganoma yikuphi ukwesaba noma ukungaphatheki kahle obhekene nakho, futhi uqiniseke ukuthi usebenza nomhlinzeki othatha ukukhathazeka kwakho ngokungathi sína, kungenye yezindlela ezingcono kakhulu zokubhekana nalolu daba. Udokotela wamazinyo wakho usengakwazi ukwenza ukulungisa okungasiza ekuthuthukiseni ukunethezeka kwakho nokuqeda ukukhathazeka. [24]
Ungase futhi uthande ukusebenzisa amasu wokulawula ukucindezeleka ngaphambi noma ngesikhathi sokuqokwa kwakho, njengokuzindla, izivivinyo zokuphefumula, ukuskena umzimba, nokuphumula kwemisipha, noma izithombe eziqondisiwe.
Kwesinye isikhathi ukwazi ukuthi yini ongayilindela ngesikhathi sokuvakasha kwakho kungasiza ekunciphiseni izinkathazo ...
Ungasilungiselela Kanjani Ukuhlolwa Kwamazinyo Okuvamile
Ngaphambi kokuhlela ukuhlolwa kwakho, qinisekisa nomhlinzeki wakho wamazinyo ukuthi bayawamukela umshwalense wakho wamazinyo noma uhlelo lwesaphulelo. Uma unomshuwalense, cishe uzoba nesibopho sokukhokha kuphela ukuvakashelwa kwehhovisi elilodwa ngesikhathi sokuqokwa kwakho, kepha uma unemibuzo noma ukukhathazeka ngokukhokhela izinsizakalo, sicela ubuyekeze imininingwane yakho yenqubomgomo noma ushayele inkampani yakho yomshuwalense.
Uma ungenawo umshwalense, buza ukuthi izindleko zokuhlolwa zibiza malini nokuthi ngabe kukhona ezinye izimali ezengeziwe, intela, noma izindleko okufanele uzicabangele. (Ngisho nokulinganiselwa okunikezwe ngenhla, usazofuna ukuthola lolu lwazi kumhlinzeki omvakashelayo.)
Lapho usuku lokuqokwa kwakho lufika, qiniseka ukuthi unekhadi lakho le-ID uma unomshuwalense wamazinyo, indlela yokukhokha isabelo sakho sezindleko zangalolo suku, nanoma yimaphi amanye amaphepha angafunwa yihhovisi lakho lamazinyo.
Qiniseka ukuthi uyazi ukuthi ungafika kanjani ehhovisi likadokotela wamazinyo, nokuthi isimo sokupaka sizoba njani lapho ufika lapho, futhi uzinikeze isikhathi esiningi. Ukubambezeleka nokukhathazeka ngokuthi ungapaka kuphi kungukucindezela okungagwemeka.
Nakhu ongakulindela ngesikhathi sokuhlolwa kwamazinyo okujwayelekile. Udokotela wamazinyo noma ohlanzayo uzo:
Buza wena mayelana nokukhathazeka okuthile kwezempilo yomlomo onakho , buyekeza amarekhodi akho kunoma yiziphi izimo zezempilo noma imishanguzo oyiphuzayo (njengoba eminye ingathinta impilo yomlomo), futhi ibonisane nawe mayelana nokuxubha ngendlela efanele, ukuqhumisa izisekelo, kanye nemikhuba emihle yokuhlanzeka ngomlomo.
Hlola umlomo nezinsini zakho ukuhlola impilo yakho yonke , kufaka phakathi ukuhlolwa komdlavuza womlomo. Lokhu kuvame ukufaka ukubhoboza okuncane emlonyeni, nxazonke zolimi, nasentanyeni nasemhlathini.
Hlola ubungozi bokubola kwamazinyo kanye nezinsini noma izifo zamathambo , kungenzeka wenze okunye ukuxilongwa njengokulunywa noma ukubonakala kwamazinyo, bese unquma ukuthi iziphi izinsizakalo ezingeziwe ezingadingeka (njengokugcwaliswa, imisele yezimpande, ama-orthodontics, njll.).
Hlanza , ukupholisha nokufaka amabhulethi ukuze kususwe amabala nokufakwa kwamazinyo, futhi kuhlolwe isidingo sokwelashwa nge-fluoride.
Yiba yisiguli esizinikele
Uma udokotela wamazinyo encoma ukuthi wenze izinsizakalo ezingeziwe ngesikhathi sokuhlolwa kwakho okuvamile okungakaze kuxoxwe ngakho (ngokwesibonelo, ama-X-ray noma ukwelashwa nge-fluoride), kufanele ukhulume, ngoba kungahle kube nezindleko ezingeziwe ezihilelekile.
Buza imibuzo ukuze uqonde ukuthi kungani izinsizakalo zinconywa, uqinisekisa izindleko, futhi wazi ukuthi unganqabela noma yiziphi izinsizakalo ezingeziwe uma uzidinga nganoma yisiphi isizathu.
Uma kushiwo lokho, kungenza umqondo wezezimali ukwenza izinsizakalo ezingeziwe ngenkathi ulapho. Uma ukhetha ukuba nabo esibonelweni sokulandelela, uzokhokha imali eyengeziwe yokuhlolwa kanye ne-copayment (uma unomshuwalense), ngaphezu kokuthatha isikhathi osukwini lwakho ukuvakashela udokotela wamazinyo futhi.
Ungasiza kanjani umshuwalense wamazinyo?
Izinhlelo zamazinyo zenzelwe ukugcizelela ukunakekelwa kokuvimbela (njengokuhlanza amazinyo akho), ngokuvamile okubandakanya izindleko eziyi-100% zezinsizakalo ezithile zokunakekelwa (ukuvakashelwa kwamahhovisi ama-copay ngokuvamile kusasebenza).
Ngaphezu kwezivivinyo zamazinyo zaminyaka yonke, ukuhlanzwa kwamazinyo nokuluma ama-X-ray, ezinye izinqubo zokunakekelwa kokuvikela ezifana nokwelashwa nge-fluoride [27] ne-sealant yamazinyo yeminye iminyaka yobudala ingahle ihlanganiswe nge-100% ngezinqubomgomo zamazinyo.
Ingabe lokho kwenza umshuwalense wamazinyo ibhizinisi elihle? Kuya ngesimo.
Njengoba kushiwo ngenhla, izinsizakalo eziningi zokunakekelwa kwamazinyo zingabizi kakhulu, ikakhulukazi uma izinsini namazinyo akho esesimweni esihle futhi awudingi ukuxilongwa okwengeziwe noma izinsizakalo zokulandelela.
Uma kuvela ukuthi udinga izinsizakalo zokwelapha izinkinga ezivelayo ekuhlolweni kwakho kwamazinyo minyaka yonke, kulapho izindleko zingaqala khona ukwengeza futhi umshuwalense wamazinyo ungasiza.
Isibonelo, ukugcwaliswa kwensimbi eyodwa kuphela kungabiza phakathi kuka- $ 92 kuya ku- $ 242 noma ngaphezulu; futhi ukukhishwa kwamazinyo okujwayelekile kusuka ku- $ 112 kuya ku- $ 294 noma ngaphezulu. Thola ukuthi zibiza malini ezinye izinqubo ezivamile zamazinyo.
Izinqubomgomo zomshuwalense wamazinyo zivame ukumboza lezi zinhlobo zezinsizakalo eziyisisekelo ku-70-80%, okusho ukuthi ukhokha phakathi kuka-30 no-40% wezindleko ngemuva kokuthi ukhokhe imali ekhishwayo.
Ngoba ezezimali zawo wonke umuntu nempilo yomlomo yehlukile, nguwe wedwa owaziyo ukuthi umshwalense wamazinyo uyindlela enhle kuwe noma emndenini wakho.
Kungabaluleka ikakhulukazi ukuthi asebekhulile babe nomshwalense wamazinyo njengoba bevame ukuba nezinkinga eziningi ngamazinyo nezinsini zabo, nokuthi izingane ziqale ngemikhuba emihle yezempilo yomlomo futhi zizizwe zikhululekile ehhovisi likadokotela wamazinyo.
Funda kabanzi mayelana nokuthi umshuwalense wamazinyo usebenza kanjani futhi ubone ukuthi ufanele yini wena.
Ungawutholaphi umshuwalense wamazinyo?
Izikhathi eziningi, abantu abanomshuwalense wamazinyo bathola ukumbozwa kumqashi wabo. Uma izinzuzo zamazinyo zingatholakali kuwe ngomsebenzi wakho, cishe uzokwazi ukuthenga inqubomgomo yomuntu ngamunye (abafakizicelo abaningi bangafanelekela ukuthola umshuwalense wamazinyo).
Izinqubomgomo zomuntu ngamunye (ezenzelwe wena noma ezomndeni wakho) zingathengwa ngqo enkampanini yomshuwalense unyaka wonke, noma nge-Affordable Care Act (ACA) Exchange phakathi nesikhathi sokubhaliswa esivulekile sonyaka lapho ubhalisa ohlelweni lwezempilo lwe-ACA. Khumbula, i-ACA idinga izinhlelo zezokwelapha ukunikela ngezinzuzo zezingane ezingaphansi kweminyaka engu-18, kepha-ke asikho isidingo sabantu abadala.
I-Medicare ayihlanganisi ukuhlanzwa kwamazinyo
Uma ushintsha kakhulu usuka ezinzuzweni ezisuselwa emsebenzini uye eMedicare, kungadingeka ukuthi ubhalisele inqubomgomo yamazinyo yangasese ukusiza ngokuhlanzwa kwamazinyo nokuhlolwa kwaminyaka yonke, njengoba iMedicare ingafaki ukunakekelwa kwamazinyo okuvamile [33].
Ezinye izinketho zokukhokhela ukuhlanzwa kwamazinyo ngaphandle komshwalense
Umshuwalense wamazinyo akuyona ukuphela kwendlela yokuthola izimali noma imali eyehlisiwe yezinsizakalo zokunakekelwa kokuvikela. Ungahlola futhi izinketho ezingezona ezomshuwalense ukusiza ukukhokhela ukunakekelwa kwamazinyo okuvikela, njengokuhlanzwa kwamazinyo.
HSA: Uma une-Akhawunti Yokonga Impilo (i-HSA), ungazisebenzisa lezo zimali ngezinsizakalo zamazinyo, kepha hlola ne-IRS ukuqinisekisa ukuthi usebenzisa imali ngendlela efanele.
Izikole zamazinyo noma imitholampilo: Lezi zimo ngokuvamile zibeka izindleko esikalini esislayidayo. Endabeni yesikole samazinyo, inqubo yenziwa ngumfundi wamazinyo ogadwa ngudokotela wamazinyo onolwazi nolayisensi.
Uhlelo Lwesaphulelo Samazinyo: Lezi akuzona izinhlelo zomshuwalense. Ngecebo lesaphulelo, lapho uthola izinsizakalo zamazinyo, ukhokha imali enesaphulelo yensiza ngqo kumhlinzeki wakho, kunokuba umhlinzeki wakho athumele isimangalo sezinsizakalo enkampanini yomshuwalense bese ubuyiselwa zona.
Ikhadi lesikweletu: Ngokuvamile ungasebenzisa ikhadi lesikweletu ehhovisi likadokotela wamazinyo. Futhi uma kuyikhadi lenzalo ephansi noma engenayo inzalo, kungaba nengqondo kuwe ukuthi uzikhokhele ngokwakho ukunakekelwa kwamazinyo okuvamile njengokuhlanza amazinyo ekhadini lesikweletu bese ukulikhokhela ngokuhamba kwesikhathi.
Khumbula, uma ukhathazekile ngokudinga izinsizakalo ezingeziwe njengokugcwaliswa, kulapho umshuwalense wamazinyo ungasiza khona.
Izinkomba:
- Awukwazi ukukhokhela udokotela wamazinyo? Awuwedwa. (Sep. 2017). Cbsnews.com. Ibuyiswe ngomhlaka 22 Januwari 2020, kusuka ku- https://www.cbsnews.com/news/cant-afford-the-dentist-youre-not-alone/
- Ukudambisa Ukwesaba Kwamazinyo Kubantu Abadala. I-WebMD. Kubuyiswe i-23 Januwari 2020, kusuka ku- https://www.webmd.com/oral-health/easing-dental-fear-adults#1
- Awukwazi ukukhokhela udokotela wamazinyo? Awuwedwa. (Sep. 2017). Cbsnews.com. Ibuyiswe ngomhlaka 22 Januwari 2020, kusuka ku- https://www.cbsnews.com/news/cant-afford-the-dentist-youre-not-alone/
- Ukuhlolwa kwamazinyo. (Ephreli 2019). Mayoclinic.org. Ibuyiswe ngomhlaka 22 Januwari 2020, kusuka ku- https://www.mayoclinic.org/tests-procedures/dental-exam-for-children/about/pac-20393728
- Ukuqokwa kwamazinyo kokuqala komuntu omdala ku-Zip Code 81230). Ezempilo Bluebook. Ibuyiswe ngomhlaka 22 Januwari 2020,
Okuqukethwe
- Ukubuyekezwa konyaka noma kabili
- Ukuhlanza amazinyo nezimbobo zokuvimbela
- Izinqubo ezijwayelekile zokuxilonga
- Ukuhlolwa Kwamazinyo Okuvamile Kubalulekile?
- Ukubhekana nokukhathazeka ehhovisi likadokotela wamazinyo
- Ungasilungiselela Kanjani Ukuhlolwa Kwamazinyo Okuvamile
- Yiba yisiguli esizinikele
- Ungasiza kanjani umshuwalense wamazinyo?
- Ungawutholaphi umshuwalense wamazinyo?
- I-Medicare ayihlanganisi ukuhlanzwa kwamazinyo
- Ezinye izinketho zokukhokhela ukuhlanzwa kwamazinyo ngaphandle komshwalense