Amakhadi Ahamba Phambili akhokhelwa e-United States. Cards Amakhadi edebhithi akhokhelwa akuvumela ukuthi uguqule imali yakho ibe yi- indlela yokukhokha elula kunazo zonke , ukuze ukwazi thenga ku-inthanethi . Ungasebenzisa amakhadi akhokhelwa kuqala ukufaka esikhundleni ngokuphelele i-akhawunti yokuhlola noma ukusiza ngebhajethi yakho yanyanga zonke, futhi kulula ukuyithola. ikhadi esikhokhelwa ngaphandle kokuthinta isikweletu sakho .
Ungasebenzisa ngisho namakhadi asebhange akhokhelwa ukusabalalisa imali kuwo amalungu omndeni wakho uku. Uma uthumela ingane yakho esitolo ngekhadi elikhokhelwa kusengaphambili lama- $ 100 ongalisebenzisela izimpahla zesikole, uzoqinisekisa ukuthi ababuye ekhaya neNintendo switch.
Amakhadi asebhange akhokhelwa akhokhelwa kangcono kunawo wonke akhokhiswa imali encane, kanti amanye agcwele izici ezikahle. Sinciphise izinketho zokwenza isinqumo sakho sibe lula - nanka amakhadi edebithi akhokhelwa kusengaphambili ka-2021.
Amakhadi edebithi akhokhelwa kuqala
| Ikhadi | Imali yenyanga | Ama-ATM | Idiphozithi encane |
|---|---|---|---|
| Brink esikhokhelwa Mastercard® | $ 9.95 (kuze kufike ku- $ 5 okungenani ama- $ 500 ngokufakwa ngqo) | $ 2.50 ngokuthengiselana | Iyahluka kuya ngendawo |
| Ikhadi le-NetSpend® Visa® esikhokhelwa kusengaphambili | $ 9.95 (kuze kufike ku- $ 5 okungenani ngama- $ 500 kokufakwa kwenyanga ngqo) | $ 2.50 ngokuthengiselana | $ 10 |
| PayPal Mastercard® esikhokhelwa | $ 4.95 | $ 1.95 ngokuthengiselana | $ 10 |
| IKroger REWARDS ikhadi elikhokhelwa ngaphambili le-Visa® | $ 4.95 | $ 2.50 ngokuthengiselana | $ 10 |
| Okwesihlanu Okwesithathu Ukufinyelela Ikhadi Elikhokhelwa Elikhokhelwa Kabusha ° | $ 4 (ayisebenzi ekuhloleni amakhasimende noma kunoma ngubani onama- $ 500 okungenani kuma-deposit aqondile nyangazonke) | $ 0 kunethiwekhi, $ 2.75 ngaphandle kwenethiwekhi | $ 0.01 egatsheni; $ 1.00 ku-ATM |
| Ikhadi le-Visa elikhokhelwa kuqala le-MOVO | $ 0 | $ 2 | Iyahluka kuya ngendawo |
| I-American Express Serve® | $ 6.95 ($ 0 okungenani okungenani ama- $ 500 kumadiphozithi anyanga zonke) | $ 0 kunethiwekhi, $ 2.50 ngaphandle kwenethiwekhi | $ 20 (ingahluka ngomthengisi) |
I-Brink Prepaid Mastercard® - Elungele Ukonga
- Izinga lomvuzo: N / A
- Ukunikezwa kokwamukela: N / A.
- Imali yonyaka: Imali ekhokhwa njalo ngenyanga
- I-APR ejwayelekile: N / A.
- Isingeniso Sokudlulisa Ibhalansi APR: N / A
- Isingeniso sokuthenga APR: N / A
Ikhadi le-Brink Prepaid Mastercard® ligcwele izici ezivumela ukuba lula nokuguquguquka. Ungahle ukwazi ukuthola umholo wakho noma izinzuzo zikahulumeni ezinsukwini ezimbili ngokushesha lapho ubhalisela idiphozi ngqo. Futhi ungahlala uhlola ibhalansi yakho namasheke wediphozi usohambweni ngohlelo lokusebenza. Ukuthenga okuthile kungabuyisa nemali yekhadi lakho uma ukhetha okunikezwayo ngaphambi kwesikhathi.
Kodwa-ke, kunezimali eziningi okufanele uzicabangele. Ungakhetha uhlelo lwe-pay-as-you-go lwe- $ 1.50 ngokuthengiselana noma ngohlelo lwanyanga zonke ngo- $ 9.95. Uhlelo lwenyanga lonke lwehliselwa ku- $ 5 uma uthola okungenani u- $ 500 kumholo okhokhelwayo noma imali eqondile yezinzuzo zikahulumeni nganoma yisiphi isikhathi. Lokhu futhi kukunikeza ukufinyelela ku-akhawunti yokonga ongayikhetha kanye ne- $ 10 ekuvikelweni kokuthenga. Uzokhokhiswa futhi ngokukhokhelwa kwabathengisi, ukuhoxa, ukuhlola amasheke wezimpahla, nokungasebenzi.
INetSpend® Visa® Card Prepaid Card - Ehamba phambili Ngemiklomelo Yemali
- Izinga lomvuzo: N / A
- Ukunikezwa kokwamukela: N / A.
- Imali yonyaka: Kufika ku- $ 9.95 ngenyanga *
- I-APR ejwayelekile: N / A.
- Isingeniso Sokudlulisa Ibhalansi APR: N / A
- Isingeniso sokuthenga APR: N / A
Ikhadi le-NetSpend® Visa® Prepaid Card linikeza ithuba lezinketho eziningi zokwengeza nokufinyelela i-akhawunti okulula ku-inthanethi nakuhlelo lokusebenza. Futhi, leli khadi linikela ngokunikezwa kwemali okubuyiselwe kususelwa kunqubo yakho yokusebenzisa imali, ukuze ukwazi ukuthola imali ku-akhawunti yakho ngokuthenga ongakwenza noma kunjalo. Uzothola namandla okulayisha amasheke eselula, i-akhawunti yokonga ongayikhetha, namathuluzi wezezimali ukusetha isabelomali esiku-inthanethi.
INetSpend ikuvumela ukuthi ukhokhe njengoba uhamba, ukhokhisa u- $ 2 ngokuthengiselana noma ukhokhe imali ekhokhwa njalo ngenyanga yokuthengiselana okungenamkhawulo. Uzokhokhela ukulayishwa kwemali kabusha, ukuhoxiswa, nokungasebenzi, kepha akukho mali ekhokhwayo yokulayisha amasheke ngohlelo lokusebenza lweselula. two_cents_text = Uma kwenzeka udinga esinye isizathu sokusebenzisa wonke umholo wakho, abakwaNetSpend bakunikeza ukulayishwa kwamahhala kokuhlolwa kwamaselula bese bekuvuza ngokuthenga okuthile.
I-PayPal Prepaid Mastercard®: inketho engcono kakhulu yabasebenzisi abangavamile
- Izinga lomvuzo: N / A
- Ukunikezwa kokwamukela: N / A.
- Imali yonyaka: Imali eguquguqukayo yanyanga zonke
- I-APR ejwayelekile: N / A.
- Isingeniso Sokudlulisa Ibhalansi APR: N / A
- Isingeniso sokuthenga APR: N / A
IPayPal Prepaid Mastercard® iyikhadi elilula elikhokhelwa kusengaphambili elinemali ephansi yanyanga zonke kanye nemikhawulo embalwa. Ungathola ukheshi ezitolo ezithile lapho uthenga ngekhadi lakho, futhi ungabhalisela i-akhawunti yokulondoloza isivuno esiphezulu enakho. Ngenkathi izokhokhela ukuhoxiswa kwemali, ukulayishwa kwamasheke eselula, nokungeza ukheshi ezitolo zokuthengisa, ayikho imali yokungasebenzi. Futhi imali ekhokhwa njalo ngenyanga ihlala iphansi kungakhathalekile ukuthi ukhetha ukubhalisela ukufaka idiphozi ngqo noma cha. two_cents_text = Ungathola ukuthengiselana okungenamkhawulo ngaleli khadi ngemali engaphansi kwenani le-latte.
I-RushCard® Prepaid Visa®: Okuhle ngokufinyelela kwe-ATM
Leli khadi likuvumela ukuthi ukhiphe imali mahhala kunoma iyiphi i-ATM yeMoneyPass futhi ungaphatha kalula i-akhawunti yakho online noma kuhlelo lokusebenza.
- Imali yenyanga: $ 7.95
- Izindlela zokushaja kabusha: 5
- Ama-ATM: Ama-ATM angama-32,000 eMaliPass
- Amaphuzu alula: 3 / 5.0
Ikhadi le-RushCard® Prepaid Visa® linecebo lokusebenzisa ngalinye elibiza u- $ 1 ngokuthengiselana ngakunye, noma ungakhokha imali engu- $ 7.95 yenyanga yokuthengiselana okungenamkhawulo. Lezo zindleko zehlela ku- $ 5.95 uma ngabe unediphozi eqondile enyangeni eyedlule. Sithanda ukufinyelela kwama-ATM mahhala ezinkulungwaneni zezindawo, futhi ukulayishwa kwamahhala kokuhlolwa kweselula kuyisici esihle, kepha kunezimali ezimbalwa okudingeka ukhathazeke ngazo. Kukhona imali engu- $ 3.95- $ 9.95 yokuthola ikhadi lakho kanye nemali engu- $ 5.95 yokuphindisela imali ezitolo ezithengisa.
Amasenti ethu amabili - Uma ubala izinsuku kuze kube usuku lokukhokha, uzokujabulela ukufinyelela ngokushesha kwemali enikezwa yileli khadi. Manje, ukube nje leli khadi belikwazi ukubonisana nawe ngokukhushulwa kwemali.
IKroger REWARDS Card Prepaid Visa® Card: Okuhamba phambili ekuthengeni iGrosa
Abathengi abavame ukungena emndenini wezitolo zakwaKroger bangathola amaphuzu afinyelela kwamathathu ngedola ngalinye elichithwe futhi bathole isheke lebhonasi elizenzakalelayo njalo ngekota.
- Imali yenyanga: $ 4.95
- Izindlela zokushaja kabusha: 6
- Ama-ATM: 32K emhlabeni wonke
- Amaphuzu alula: 3.6 / 5.0
Kubathengi abahamba njalo emndenini wezitolo wakwaKroger, leli khadi elikhokhelwa kusengaphambili lineminye yemivuzo emihle kakhulu etholakalayo. Uzothola iphuzu elilodwa ngedola kukho konke ukuthengwa, amaphuzu amabili ngedola ngalinye lapho usebenzisa ikhadi lakho esitolo saseKroger, namaphuzu amathathu ngedola ngalinye lapho uthenga imikhiqizo ejwayelekile yohlobo lweKroger. Kodwa-ke, khumbula ukuthi iphuzu ngalinye libiza u- $ 0,005 lilinye, ngakho-ke leli khadi alikho eduze kwenani ongalithola ngesitolo sokudla liklomelisa ikhadi lesikweletu noma ngisho nekhadi lesikweletu elibuyisa imali. Futhi amaphuzu angahlengwa kuphela ngokudla kwamahhala ezitolo zakwaKroger.
Amasenti ethu amabili - Leli khadi linikeza abalandeli bakaKroger abanesikweletu esibi ithuba lokuwina ukudla kwamahhala, kepha kuzofanele usebenzise imali engaphezu kwama- $ 38 ukuthola ibhanana yamahhala.
Fifth Third Access 360 ° Ikhadi Elikhokhelwa Elikhokhelwa Kabusha - Elilungele Amakhasimende Ebhange Lesithathu Lesihlanu
Uma usuvele unayo i-akhawunti yesihlanu yesihlanu yokubheka futhi usebenzisa ama-ATM wesihlanu, uzogwema cishe zonke izimali zokusebenzisa leli khadi.
- Imali yenyanga: $ 4
- Izindlela zokushaja: 3
- Ama-ATM: 2,464 ezweni lonke
- Amaphuzu alula: 2.6 / 5.0
Uma usebhange ngeFifth Third, ungalijabulela leli khadi elikhokhelwa kuqala elingenayo imali ekhokhwayo. Azikho izinkokhelo zanyanga zonke zokuhlola amakhasimende noma noma ngubani ofaka u- $ 500 njalo ngenyanga ekhadini. Akukho futhi ukuhoxiswa ngaphakathi kwenethiwekhi noma imali yokulayisha kabusha noma imali yokungasebenzi. Kodwa-ke, uma ufuna izinzuzo ezinjengemivuzo namathuluzi wokulondoloza, noma ufuna ukwazi ukusebenzisa ukulayishwa kwesheke leselula, leli akulona ikhadi lakho.
Amasenti ethu amabili Uma ungezwani nemali ekhokhwayo futhi ukujabulela ukudubula umoya nophethe imali kuFifth Third, leli khadi lingaba ukukhetha okuhle kuwe.
Ikhadi le-Visa elikhokhelwa kuqala le-MOVO: okungcono kakhulu ngaphandle kwemali yenyanga
Thenga ku-inthanethi, sebenzisa ikhadi elibonakalayo esitolo, uthumele futhi wamukele imali, futhi wenze izinkokhelo ngaphandle kokukhokha imali yenyanga.
- Imali yenyanga: $ 0
- Izindlela zokushaja kabusha: 7
- Ama-ATM: 1 million emhlabeni jikelele
- Amaphuzu alula: 4.2 / 5.0
I-MOVO Virtual Prepaid Visa Card iza nezinto eziningi ezikhangayo ezingenayo imali yenyanga. Ngeke udinga i-akhawunti yasebhange ukuthumela imali kunoma ngubani one-smartphone mahhala. Ungasebenzisa futhi ikhadi ukukhokha izikweletu, ukuthenga ku-inthanethi, nokuthola imali. Kunezinketho eziningi zokwengeza futhi kulula ukuphatha i-akhawunti yakho kusuka kuhlelo lokusebenza lweselula. Imali kuphela okufanele ukhathazeke ngayo yimali engu- $ 4.95 yokungasebenzi, imali yokuthenga ikhadi engu- $ 5.95, kanye nemali ekhipha imali engu- $ 2 ATM. Uzobuye ukhokhe imali engu-2-5% yamadiphozithi esheke eselula.
Amasenti ethu amabili - Uma ufuna ukugwema kalula imali futhi ukhokhele abangani bakho ngokukhokha isikweletu se-brunch, cabanga nge-MOVO Virtual Prepaid Visa Card.
I-American Express Serve® - eshibhe kunayo yonke
Leli khadi lenza kube lula ukugwema imali ngayinye. Amasheke wediphozithi futhi ufinyelele kuma-ATM ngaphandle kokukhokha ngisho nesenti, bese ubhalisela ukufaka imali ngqo ukuze ugweme imali ekhokhwa njalo ngenyanga.
- Imali yanyanga zonke: $ 6.95 ($ 0 okungenani okungenani ama- $ 500 kuma-deposit aqondile nyangazonke)
- Izindlela zokushaja: 3
- Ama-ATM: 1.5 million emhlabeni jikelele
- Amaphuzu alula: 4.2 / 5.0
Uma ufaka okungenani u- $ 500 ngokufaka ngqo ekhadini lakho inyanga ngayinye, kulula kakhulu ukugwema zonke izimali ngaleli khadi. Ungafaka amasheke, ukhiphe imali kwi-ATM, uthumele imali kumngane, futhi udlulise imali kwi-akhawunti yakho yasebhange ngaphandle kokusebenzisa imali. Ungangena futhi kumholo wakho kusengaphambili futhi uphathe kalula i-akhawunti yakho online noma ngohlelo lokusebenza lweselula. Futhi, i-American Express yaziwa ngenkonzo yayo enhle kakhulu yamakhasimende, futhi uzothola izinzuzo ezengeziwe ezinikezwa yi-Amex nosizo lokuhamba oluphuthumayo.
Amasenti ethu amabili Leli khadi lihle kumuntu ophatha amaphakethe e-ketchup ezindaweni zokudlela ezisheshayo futhi ahlekise ngentengo ye-toast ye-avocado; Uyazi ngentengo futhi uyonga impela.
Liyini ikhadi ledebhithi elikhokhelwa kusengaphambili?
Ikhadi lasebhange elikhokhelwa kusengaphambili liyindlela yokukhokha ekuvumela ukuthi ulayishe imali oyisebenzisela ukuthenga ngaphandle kwesidingo se-akhawunti yasebhange. Imali ongayithola ilayishwa kuqala ivela ezimalini zakho, okwenza kungabi lula ukusebenzisa lolu hlobo lwekhadi.
Asebenza kanjani amakhadi edebithi akhokhelwa
Ngekhadi lasebhange elikhokhelwa kusengaphambili, ukhetha indlela yokulayisha imali ekhadini, njengediphozi eqondile noma ukufaka imali kumthengisi, bese unquma ukuthi uzofaka imali engakanani. Ukusuka lapho, ungasebenzisa ikhadi ukuthenga ku-inthanethi noma esitolo. Amakhadi amaningi futhi akuvumela ukuthi ukhiphe imali kwi-ATM, uthumele imali kubangani, uthole imiklomelo, noma ufake imali kwi-akhawunti yokulondoloza.
Ungakwenza konke lokhu ngaphandle kwe-akhawunti yasebhange, wenze amakhadi akhokhelwa kusengaphambili abe indawo enhle kakhulu yebhange lendabuko. Uma uvinjelwe emabhange ngenxa yomlando ombi webhange, unesikweletu esibi, noma ujwayele ukusebenzisa imali ngokweqile, ikhadi lasebhange elikhokhelwe kusengaphambili lingaba yithuluzi lokuphatha imali elimangalisayo kuwe.
Amakhadi edebhithi akhokhwe kusengaphambili uma kuqhathaniswa namakhadi asebhange ajwayelekile
Ikhadi lasebhange elijwayelekile lixhunywe ne-akhawunti yokuhlola ebhange noma inyunyana yezikweletu. Amanye ama-akhawunti aku-inthanethi nawo anikela ngamakhadi asebhange. Ngakolunye uhlangothi, ikhadi lasebhange elikhokhelwa kuqala lilayishwa ngokheshi noma imali evela ekhokhweni lakho noma kwizinzuzo zikahulumeni. Awukwazi ukusebenzisa imali engaphezu kwaleyo oyilayishe ekhadini lasebhange elikhokhelwa kuqala (ngaphandle kwamakhadi anokuvikelwa kokuthenga). Ngamakhadi edebithi, uma ukhetha ukuvikelwa ngokweqile, ungabhekana nemali eningi uma ukuthengiselana kunqatshiwe. Ngenkathi amakhadi akhokhelwa kusengaphambili eyithuluzi elikhulu lesabelomali, ngokuvamile anemali eningi kunekhadi lasebhange elijwayelekile.
Phakamisa ikhadi elikhokhelwe kuqala
Ngokuya ngekhadi lasebhange elikhokhelwa kuqala olikhethayo, ungahle ube nezinketho eziningi zokwengeza izimali ongazisebenzisela ukuthenga. Imvamisa azikho izimali eziqondile zokufaka imali ekhokhwayo noma izinzuzo zikahulumeni, kepha ukufaka imali esitolo sokuthengisa kuzokubiza kakhulu. Ezinye izindlela zokuphinda ulayishe ikhadi elikhokhelwa kuqala zifaka phakathi ukudluliswa kwebhange, ukudluliswa kwe-PayPal, nokufakwa kwamasheke eselula.
Ungalikhethela kanjani ikhadi lesikweletu elikhokhelwa kuqala
- Okokuqala, nquma ukuthi ngabe ikhadi ledebhithi elikhokhelwa kusengaphambili liyindlela ekufanele yini. Abantu abaningi bazisebenzisa njengokuhluka kubhange lendabuko, kepha kungaba nzima ukulandelela izindleko ngaphandle kohlelo lokusebenza lweselula oluhambisana nalo. Futhi, kunzima kakhulu ukonga imali ngaphandle kwe-akhawunti yokonga.
- Nquma ukuthi uzolisebenzisa kanjani ikhadi bese ubhala izinto ezibaluleke kakhulu kuwe. Ufuna imivuzo yokubuyisa imali, udinga i-buffer yokudlulisa enempilo, noma vele usebenzise ikhadi kancane? Qiniseka ukuthi uqonda kahle okudingayo kusuka ekhadini lasebhange elikhokhelwa kuqala ukuthola ikhadi lasebhange elikhokhelwa kangcono lesimo sakho.
- Kumakhadi anezici ozidingayo, engeza imali ekhokhwa njalo ngenyanga ongalindela ukuyithola. Amanye amakhadi avumela ukukhululwa emalini ekhokhwa nyangazonke ngaphansi kwezimo ezithile. Ungakwazi ukuhlangabezana nalezo zidingo njalo ngenyanga ukugwema lezo zinkokhelo?
- Khetha ikhadi ngamanani aphansi kakhulu wezinzuzo ozifunayo.
Okuqukethwe
- Amakhadi edebithi akhokhelwa kuqala
- I-Brink Prepaid Mastercard® - Elungele Ukonga
- INetSpend® Visa® Card Prepaid Card - Ehamba phambili Ngemiklomelo Yemali
- I-PayPal Prepaid Mastercard®: inketho engcono kakhulu yabasebenzisi abangavamile
- I-RushCard® Prepaid Visa®: Okuhle ngokufinyelela kwe-ATM
- IKroger REWARDS Card Prepaid Visa® Card: Okuhamba phambili ekuthengeni iGrosa
- Fifth Third Access 360 ° Ikhadi Elikhokhelwa Elikhokhelwa Kabusha - Elilungele Amakhasimende Ebhange Lesithathu Lesihlanu
- Ikhadi le-Visa elikhokhelwa kuqala le-MOVO: okungcono kakhulu ngaphandle kwemali yenyanga
- I-American Express Serve® - eshibhe kunayo yonke
- Liyini ikhadi ledebhithi elikhokhelwa kusengaphambili?
- Asebenza kanjani amakhadi edebithi akhokhelwa
- Amakhadi edebhithi akhokhwe kusengaphambili uma kuqhathaniswa namakhadi asebhange ajwayelekile
- Phakamisa ikhadi elikhokhelwe kuqala
- Ungalikhethela kanjani ikhadi lesikweletu elikhokhelwa kuqala