Izicelo eziyi-10 ezinhle kakhulu zokuthumela imali. Iningi labantu liyakudinga dlulisela imali komunye umuntu ngesikhathi esithile Noma ngabe uthumela amadola ambalwa kumngani othole isikweletu sedina noma unikeza ingane yakho imali ngenkathi ifunda phesheya. Ngenhlanhla, izinhlelo zokusebenza zokudlulisa imali zivule amathuba amasha okuhambisa imali.
Ukuhlaziywa okujulile kwezinhlelo zokusebenza eziyi-10 ezikhokhelwa kakhulu
Nazi izinhlelo zokusebenza eziyishumi okufanele uzicabangele nokunye okuvelele kwezici zazo.
I-Google Pay: okungcono kakhulu kubasebenzisi be-Android
- Iyahambisana ne- : I-Android ne-iOS.
- Imikhawulo yokukhokha - Ungathumela kufika ku- $ 9,999 kokuthengiselana okukodwa noma kufika ku- $ 10,000 ngezinsuku eziyisikhombisa. AmaFloridians anqunyelwe ku- $ 3,000 njalo emahoreni angama-24.
- Izindleko zokuthumela imali - Azikho izimali, kepha akuvumeli ukuthi usebenzise ikhadi lesikweletu ukuthumela imali kubangani nomndeni.
Vakashela i-Google Pay ukuze ufunde kabanzi.
I-Apple Pay: okungcono kakhulu kubasebenzisi be-Apple
- Iyahambisana ne- : iOS.
- Imikhawulo yokukhokha - Kufika ku- $ 3,000 ngomyalezo ngamunye kanye ne- $ 10,000 esikhathini esiyizinsuku eziyisikhombisa.
- Izindleko zokuthumela imali Imali engu-3% yamanani axhaswe yikhadi lesikweletu kubangani nomndeni.
Vakashela i-Apple Pay ukuze ufunde kabanzi.
I-Samsung Pay: okungcono kakhulu kumadivayisi we-Samsung
- Iyahambisana ne- : Khetha amadivayisi we-Samsung.
- Imikhawulo yokukhokha : Akukho (akuvumeli ukudluliselwa komuntu nomuntu).
- Izindleko zokuthumela imali : Akukho (akuvumeli ukudluliselwa komuntu nomuntu).
Vakashela i-Samsung Pay ukuze ufunde kabanzi.
I-PayPal: okungcono kakhulu okwenziwe ngezimali ezincishisiwe
- Iyahambisana ne- : I-Android, i-iOS.
- Imikhawulo yokukhokha - Akukho mingcele emalini ongayithumela kusuka ku-akhawunti yakho eqinisekisiwe. Ungathumela u- $ 60,000 kepha ungakhawulelwa ku- $ 10,000 ngokuthengiselana okukodwa.
- Izindleko zokuthumela imali - Uma ukhokha ngekhadi lesikweletu, ikhadi lesikweletu, noma isikweletu se-PayPal, ukhokha u-2.9% kanye nemali eyisicaba.
Vakashela i-PayPal ukuthola eminye imininingwane.
I-Xoom (insizakalo ye-PayPal): okuhle kakhulu ukuthumela imali kwamanye amazwe
IXoom ihlukile ngoba inhloso yayo enkulu ukuthumela imali kwamanye amazwe.
- Iyahambisana ne- : I-Android, i-iOS.
- Imikhawulo yokukhokha : kufika ku- $ 25,000 ngokuthengiselana. Imikhawulo yokuqala ingama- $ 2,999 emahoreni angama-24, ama- $ 6,000 ezinsukwini ezingama-30, ne- $ 9,999 ezinsukwini eziyi-180. Ungakhuphula imikhawulo ngokunikeza uXoom imininingwane eyengeziwe yomuntu.
- Izindleko zokuthumela imali - Izindleko ziyahlukahluka kuye ngezwe othumela kulo imali.
Vakashela i-Zoom ukuze ufunde kabanzi.
Circle Pay: okungcono kakhulu inketho yokuthumela imali kwamanye amazwe
ICircle Pay ikuvumela ukuthi uthumele imali kwamanye amazwe nangezimali zamanye amazwe.
- Iyahambisana ne- : I-Android, i-iOS.
- Imikhawulo yokukhokha : $ 400 esikhathini esiyizinsuku eziyisikhombisa. Ingakhuphukela ku- $ 3,000 esikhathini esiyizinsuku eziyisikhombisa ngokunikeza imininingwane eyengeziwe.
- Izindleko zokuthumela imali : ICircle Pay ayikhokhisi mali, kodwa ibhange lakho liyakhokha.
Vakashela i-Circle Pay ukuze ufunde kabanzi.
UVenmo: okungcono kakhulu ukuthumela imali encane
- Iyahambisana ne- : I-Android, i-iOS.
- Imikhawulo yokukhokha : $ 299.99 ngesonto, kepha ingakhuphukela ku- $ 2,999.99 ngesonto.
- Izindleko zokuthumela imali : $ 0 uma uthenga kubathengisi abagunyaziwe, u-3% uma ukhokha ngekhadi lesikweletu, u- $ 0.25 ukudlulisa ibhalansi yeVenmo ngaphandle kweVenmo.
Vakashela iVenmo ukuze ufunde kabanzi.
Isikwele Esikwele: okungcono kakhulu ukuthumela imali encane
- Iyahambisana ne- : I-Android, i-iOS.
- Imikhawulo yokukhokha - Umkhawulo wokuqala wama- $ 250 ngokuthengiselana noma ngezinsuku eziyisikhombisa. Umkhawulo ungakhuphuka ufike ku- $ 2,500 esikhathini esiyizinsuku eziyisikhombisa.
- Izindleko zokuthumela imali Imali engu-3% uma ithunyelwe ngekhadi lesikweletu. Imali yengezwe kwingqikithi yokuthengiselana.
Vakashela i-Square Cash ukuze ufunde kabanzi.
UZelle: okungcono kakhulu yamalungu ezinyunyana zezikweletu
I-Zelle ihlukile ngoba iyingxenye yesicelo sakho sebhange noma senhlangano yezikweletu.
- Iyahambisana ne- Kuya ngesicelo sebhange noma seyuniyoni.
- Imikhawulo yokukhokha - Uma ibhange lakho noma inyunyana yakho yesikweletu inganikeli ngeZelle, umkhawulo wakho ngu- $ 500 ngesonto. Uma kunjalo, xhumana nebhange lakho noma inyunyana yakho yekhredithi ngemikhawulo.
- Izindleko zokuthumela imali : UZelle akakhokhisi mali, kepha ibhange lakho noma inyunyana yakho yekhredithi iyakwazi.
Vakashela uZelle ukuze ufunde kabanzi.
I-Facebook Messenger: okungcono kakhulu ngokuthengiselana kwamahhala nabathandi be-Facebook
- Iyahambisana ne- : I-Android, i-iOS: Abasebenzisi kumele babe ne-akhawunti ye-Facebook.
- Imikhawulo yokukhokha : okungadalulwanga.
- Izindleko zokuthumela imali - Azikho izimali, kepha ungasebenzisa kuphela ikhadi lasebhange noma i-akhawunti ye-PayPal ukudlulisa izimali.
Vakashela i-Facebook ukuthola eminye imininingwane.
Yini izinhlelo zokusebenza ezikhokhelwayo?
Izinhlelo zokusebenza zokukhokha zikuvumela ukuthi ukhokhe ngefoni yakho
Lezi zinhlelo zokusebenza zingenza ukukhokha okusesitolo kube lula uma uhlala uphuthaza esikhwameni sakho ukuthola ikhadi elifanele lokukhokha. Izicelo zokukhokha ngokuvamile zikuvumela ukuthi uxhumanise amakhadi wakho wesikweletu noma ama-akhawunti asebhange kuhlelo lokusebenza. Ngemuva kwalokho ungakhokha ngqo kusuka kuhlelo lokusebenza ngaphandle kokuba nekhadi lakho lesikweletu, ikhadi lasebhange, noma amasheke akhona.
Ngokuya ngohlelo lwakho lokusebenza olilayishayo nefoni yakho, ungakwazi ukukhokha ngokuthepha ifoni yakho lapho uthengisa khona esikhundleni sokuswayipha ikhadi lesikweletu. Ezinye izinhlelo zokusebenza zokukhokha noma izingcingo zingakuvumela ukuthi ukhokhe ngokubonisa ikhodi umphathi wemali angayiskena.
Izinhlelo zokusebenza zokukhokha zikuvumela ukuthi uthumele imali kubangani nomndeni
Izinhlelo zokusebenza ngokuvamile zikuvumela ukuthi uthumele imali kukheli le-imeyili noma inombolo yocingo, kepha ezinye izinhlelo zokusebenza zikuvumela futhi ukuthi uthumele imali kubangani bakho ngezokuxhumana.
Kubalulekile ukuthi uhlaziye imininingwane yokuthi zisebenza kanjani izicelo zokukhokha. Izinhlelo eziningi zokukhokha zikuvumela ukuthi wenze futhi wamukele izinkokhelo mahhala uma usebenzisa i-akhawunti yasebhange noma ibhalansi kuhlelo. Kodwa-ke, uma usebenzisa ikhadi lesikweletu, kungadingeka ukhokhe imali ukuze uthumele noma uthole imali.
Futhi, izinhlelo zokusebenza zingakhokhisa ezinye izimali uma ufuna ukudlulisa imali kwi-akhawunti yakho yohlelo lokusebenza iye ku-akhawunti yakho yasebhange. Izinhlelo zokusebenza zingaba nemikhawulo emalini ongayithumela ngaphakathi kosuku olunikeziwe, isonto, noma inyanga.
Kungani kufanele ucabangele ukusebenzisa izinhlelo zokusebenza ezikhokhelwayo
Benza ukukhokha kube lula
Izinhlelo zokusebenza ezikhokhelwayo zingenza impilo yakho ibe lula kakhulu. Esikhundleni sokukhathazeka ngokuthwala amakhadi wesikweletu amaningi noma ezinye izindlela zokukhokha, ungazigcina zonke kuhlelo lokusebenza lokukhokha olulodwa.
Zilungele ukuphepha
Enye ibhonasi enhle ukuthi akudingeki ukhathazeke ngokukhansela inqwaba yamakhadi lapho ulahlekelwa isikhwama sakho semali noma isikhwama semali. Noma ulahlekelwa yifoni yakho, inqobo nje uma ivikelwe kahle, akufanele ukhathazeke ngomunye umuntu othola imininingwane yakho yokukhokha.
Izinhlelo zokusebenza ezikhokhelwayo akuwona wonke umuntu
Izinhlelo zokusebenza ezikhokhelwayo zilungele abanye abantu, kepha ziyacasula abanye. Labo abalwa nobuchwepheshe bangathola izinhlelo zokusebenza zokukhokha zikhungathekisa kakhulu ukuzisebenzisa kunezindlela zokukhokha zendabuko.
Uma ungenayo ifoni ehambisanayo, ayikho indlela yokusebenzisa ezinye izinhlelo zokusebenza ezikhokhelwayo. Ngenhlanhla, kunezinketho eziningi zokukhokha ezingabandakanyi izinhlelo zokusebenza. Usengaswayipha ikhadi lakho lesikweletu, ukhokhe ngesheke, nge-PayPal.com, noma ngenkonzo yokukhokha imali yebhange lakho.
Lapho ufuna uhlelo lokusebenza olukhokhelwe, udinga ukucabangela izinto ezithile. Okokuqala, uzofuna ukuqinisekisa ukuthi uhlelo lokusebenza lokukhokha luyahambisana nefoni yakho. Isibonelo, i-Apple Pay ngeke isebenze kumadivayisi we-Android. Uzophinde uthande ukubheka ukuthi kubiza malini ukusebenzisa uhlelo lokusebenza. Abanye bakhululekile, abanye bangakhokhisa imali ngokuthumela noma ngokuthola imali.
Izici ezibalulekile zezinhlelo zokukhokha
Isicelo ngasinye sokukhokha sinezici ezahlukahlukene okufanele sizicabangele. Ikakhulu, kufanele ubheke:
- Ukuhambisana kwefoni.
- Imikhawulo yokuthi ungathumela malini.
- Izindleko zokuthumela noma zokwamukela imali.
Isifinyezo
Izinhlelo zokusebenza zokukhokha zenza ukukhokhela okuthengile noma ukwehlukanisa imali elula kunanini ngaphambili. Lezi zinhlelo zokusebenza eziyi-10 zinikela ngokuthile kuwo wonke umuntu. Kepha yazi ukuthi ezinye zinezimali.
Okuqukethwe
- Ukuhlaziywa okujulile kwezinhlelo zokusebenza eziyi-10 ezikhokhelwa kakhulu
- I-Google Pay: ilungele abasebenzisi be-Android
- I-Apple Pay: okungcono kakhulu kubasebenzisi be-Apple
- I-Samsung Pay: ilungele amadivayisi we-Samsung
- I-PayPal - Kuhle kakhulu ukuthengiselana kwemali ephansi
- I-Xoom (insizakalo ye-PayPal): engcono kakhulu yokuthumela imali kwamanye amazwe
- Circle Pay: inketho engcono kakhulu yokuthumela imali kwamanye amazwe
- IVenmo: kungcono kakhulu ukuthumela imali encane
- Isikwele Esikwele: kuhle kakhulu ukuthumela imali encane
- UZelle - Ohamba phambili kumalungu e-Credit Union
- I-Facebook Messenger - Okuhamba phambili kokuthengiselana kwamahhala nabathandi be-Facebook
- Yini izinhlelo zokusebenza ezikhokhelwayo?
- Izinhlelo zokusebenza zokukhokha zikuvumela ukuthi ukhokhe ngefoni yakho
- Izinhlelo zokusebenza zokukhokha zikuvumela ukuthi uthumele imali kubangani nomndeni
- Kungani kufanele ucabangele ukusebenzisa izinhlelo zokusebenza ezikhokhelwayo
- Benza ukukhokha kube lula
- Zilungele ukuphepha
- Izinhlelo zokusebenza ezikhokhelwayo akuwona wonke umuntu
- Izici ezibalulekile zezinhlelo zokukhokha
- Isifinyezo