Umhlahlandlela wemalimboleko ye-Hispanics e-United States. Izimalimboleko zomuntu siqu e-USA.
Izindaba ezinhle ukuthi imali mboleko ingasiza ekuhlinzekeni usizo lwezezimali oludingayo. Kepha kuthiwani uma ungowaseSpanishi? Ingabe kukhona imali ebolekwayo ye-Hispanics?
Lapha ungathola izinketho ezithile zemalimboleko ye-Hispanics. Kulula kakhulu kunalokho ucabanga. Kumele uhlangabezane nenqubo elula yokufaneleka. Yilokhu okudingeka ukwazi.
Ingabe kukhona imali ebolekwayo ye-Hispanics e-United States?
Ngakho-ke, ingabe kukhona ukubolekwa kwe-Hispanics? Yebo, ama-Hispanics angathola imalimboleko e-US. Ungathola imali mboleko yakho kokubili izizathu zokuhweba nezomuntu siqu. Njengezikole zebhizinisi ezihamba phambili e-US, uzodinga ukufaka isicelo. Bheka ababolekisi kanye nezinyunyana zezikweletu abazimisele ukukusiza futhi bafake izicelo.
Iphrojekthi yakho elandelayo akuyona nje iphupho. Ungenza kwenzeke. Thola usizo lwezezimali oludingayo bese uya ngezimali kulowo msebenzi.
Izimalimboleko zomuntu siqu ezinhle kakhulu ze-Hispanics
Izimalimboleko zomuntu siqu e-United States. Izimalimboleko zomuntu siqu ziyisixazululo esihle kakhulu sesikweletu. Izimalimboleko zomuntu siqu ngokuvamile aziphephile. Awudingi ukuhlinzeka ngesibambiso ukuze uvikele imalimboleko. Futhi, ungasebenzisa imalimboleko yomuntu siqu kunoma yini oyifunayo. Amabhange endabuko, kanye nababolekisi abajwayelekile, banikela ngemalimboleko yomuntu siqu. Kepha ungathola nemalimboleko yomuntu siqu kubabolekisi abangawona bendabuko njengezinyunyana zezikweletu nababolekisi abasebenza online.
Ababolekisi abangajwayelekile bavame ukusiza kakhulu abokufika. Bayabuqonda ubunzima obhekana nabo njengowokufika. Banemibandela yokufaneleka ethe xaxa uma kuqhathaniswa nababolekisi bendabuko. Ngakho-ke, kulula kakhulu ukuthi abokufika bathole imalimboleko yomuntu siqu nababolekisi okungebona bendabuko kunababolekisi bendabuko. Naba ababolekisi ababili okungebona bendabuko abanikela ngemalimboleko yomuntu waseSpanishi ukuze uyicabangele.
Kubekiwe
Kubekiwe unikezela ngemalimboleko yomuntu siqu efinyelela ku- $ 25,000 eqala nge- APR 7.99%. Abadingi amaphuzu amancane esikweletu futhi bazimisele ukusiza abokufika abahlala ku-visa e-US Awudingi ukugunyazwa noma i-SSN (Inombolo Yezokuphepha Komphakathi) futhi abakukhokhisi noma yiziphi izinhlawulo zokukhokha kusengaphambili. Udinga nje ukuhlangabezana nenqubo yalo elula yokufaneleka.
ILatino Credit Union
ILatino Credit Union ihlose ukusebenzela amalungu ayo. Abantu emphakathini waseSpain bangafaka izicelo zokuba ngamalungu futhi basebenzise izinsizakalo ezinikezwayo. Basebenzela amalungu abo ngemalimboleko yomuntu siqu efinyelela ku- $ 15,000 yabafakizicelo ngabanye kanye ne- $ 20,000 yabafakizicelo ngokuhlanganyela.
Udinga okulandelayo ukufaka isicelo semalimboleko yomuntu siqu neLatino Credit Union:
- Yiba yilungu leLatino Credit Union
- Nikeza ubufakazi bokuthi uhola malini
- Unyaka owodwa wokubuyiselwa kwentela wabasebenza ngokuzimela
- Unyaka owodwa womlando wesikweletu.
ILatino Credit Union ingaba yisinqumo esihle kakhulu uma ungahlangabezana nenqubo yokufaneleka kwakho.
Izimalimboleko zebhizinisi ezinhle kakhulu e-United States
Izimalimboleko zebhizinisi laseSpain . Ungasithola kanjani isikweletu ngezinjongo zebhizinisi njengeSpanishi? Ingabe kukhona imali ebolekwayo yama-Hispanics kulesi sigaba? Uzomangala ukwazi ukuthi ungakwazi. Ake sibheke ezinye izinketho.
Izimalimboleko Zomphakathi ze-SBA
I- Imalimboleko ye-SBA Community Advantage kuyindlela enhle. Le mali mboleko isukela ku- $ 50,000 iye ku- $ 250,000 enenzalo ephakathi kuka-7% no-9%. Imalimboleko iqinisekiswe nguhulumeni wesifundazwe futhi imvamisa ihlinzekwa ngababolekisi bomphakathi. Lezi zimali mboleko ziyabiza futhi zingasiza ibhizinisi lakho ukuthi liphumelele.
Amabhizinisi enzuzo angenza isicelo semalimboleko. Kodwa-ke, amabhizinisi amancane kuphela anezici ezilandelayo afanelekile:
- Abasebenzi abangaphansi kwama-500
- Ingqikithi yezimpahla ezingaphansi kwezigidi eziyi-15 zamaRandi
ISENZO
ISENZO inikeza imali yebhizinisi kubantu emphakathini waseSpain. Sebevele bahlinzeka ngemali mboleko yebhizinisi engaphezu kwama-60,000 kuze kube manje. Banokuhlangenwe nakho kweminyaka engaphezu kwengu-25 futhi basebenze osomabhizinisi abangaphezu kuka-500,000 kule nqubo.
Bayaziqhenya ngemikhuba yebhizinisi engenzeleli futhi eguquguqukayo yokuhlinzeka ngezinsizakalo zezezimali kubaninimabhizinisi abancane abanokuxhuma nezinsiza ezisezingeni lomhlaba ngobuchwepheshe babo bokubolekisa. Banolwazi lwendawo oluyabasiza ukuhlinzeka ngezinhlelo ezilula zokufaka ku-inthanethi ukudala imikhiqizo emihle.
Isikhwama Samathuba
Isikhwama Samathuba Ukukhonza Izinkulungwane Zabantu Ngemalimboleko YaseSpanishi. Ukuxhaswa kwebhizinisi lakho kunikeza usizo lokuthuthukisa amabhizinisi ezifundeni eziyi-13 ezinabantu abaningi baseSpain. Ama-61% wamakhasimende akho athola ukwanda kokuthengisa futhi ama-56% wamakhasimende akho athuthukise amaphuzu abo wesikweletu ngenxa yabo. Banesilinganiso sokusinda sebhizinisi se-stellar 94% phakathi kwamakhasimende abo.
Eminyakeni yabo engu-25 edlule yokusebenza, bahlinzekele ngemali engaphezu kwezigidi ezingama- $ 900. Bathanda ukuhlinzeka ngemali kosomabhizinisi abasebenza kanzima abalwela ukusiza abanikazi bamabhizinisi emiphakathini engaphansi kweSpanishi ngosizo abaludingayo ukuze baphumelele.
Izibonelelo zebhizinisi laseSpain
Izibonelelo ezizimele nezikahulumeni zingasiza amabhizinisi aphethwe abaseSpain. Kungaba nzima ukuthola izinketho. Ngakho-ke nazi ezimbalwa ukuze kube lula kuwe.
- Izibonelelo.gov : a iwebhusayithi ngenqolobane enkulu kunazo zonke yezibonelelo evela kuhulumeni wesifundazwe. Iningi lama-ejensi wesibonelelo sikahulumeni abala uhlu losizo lwawo kule webhusayithi. Izinsizakalo zayo zilusizo ikakhulukazi ezinkampanini emkhakheni wesayensi nobuchwepheshe.
- Ucwaningo lwe-Small Business Innovation kanye nokudluliswa kobuchwepheshe - The Izinhlelo ze-SBIR ne-STTR Ziyizibonelelo zikahulumeni ezivela kuma-ejensi ahluke ngokuphelele kuhulumeni wesifundazwe. Lezi zibonelelo ziphinde zigxile kwisayensi nobuchwepheshe. Uhlobo lwalezi zibonelelo luyancintisana, lapho kubafakizicelo abahamba phambili kuphela abathola usizo. Labo abathola usizo lwezezimali abalufaka isicelo bangathola imali efinyelela ku- $ 1.15 million.
- Izibonelelo zebhizinisi lase-USDA Abanikazi bamabhizinisi baseSpain kuphela ezindaweni zasemakhaya abafanelekile kulezi zibonelelo ezihlinzekwa yi- Umnyango Wezolimo wase-US . Bavulekile ukuqala noma ukwandisa amabhizinisi amancane. Lawa ngamabhizinisi anabasebenzi abangaphansi kwama-50 futhi inzuzo engena minyaka yonke engaphansi kuka- $ 1 million ifanelekile.
- Inhlangano Kazwelonke Yabasebenzi Abazimele - The Inhlangano Kazwelonke Yabasebenzi Abazimele (NASE) unikela ngezibonelelo ezingafika ku- $ 4,000. Faka isicelo nabo futhi ubonise ukuthi isibonelelo sizokusiza kanjani ukufeza izinhloso zakho zebhizinisi.
- I-Amber Scholarship Yabesifazane - Abesifazane baseSpanishi babhekana nezingqinamba ezengeziwe njengoba badinga ukunqoba izingqinamba zombala nezobulili. I- Amber Scholarship ingahlinzeka ngemali engu- $ 2,000 kubanini bamabhizinisi abangu-12 ngonyaka. Abaphumelele abayi-12 bancintisana njalo ngonyaka ukuthola umklomelo omkhulu wama- $ 25,000.
Izinsizakusebenza Zamabhizinisi Aphethwe AbaseSpanishi
Imali mboleko iyodwa ingahle ingeneli ukusiza ekwakheni amabhizinisi. Udinga okungaphezu kwemali. Nazi ezinye izinsiza abanikazi bamabhizinisi baseSpanishi abangazithola zilusizo.
- Isikhungo Sokuthuthukisa Amabhizinisi Amancane - Lolu hlelo lusiza ukuxhumana nezinye izinsiza ezingakusiza ungene ezimakethe ezintsha ngebhizinisi lakho. Xhumana ne- Isikhungo se-MBDA local futhi uthole ukufinyelela kochwepheshe bebhizinisi embonini yakho.
- I-US Hispanic Chamber of Commerce : Xhumana ne- I-US Hispanic Chamber of Commerce Okwasendaweni Bangakusiza ukukunika ukuxhumana okudingayo ukuze uthole amadili amahle wemalimboleko.
- UMPHUMELA - UMPHUMELA Ixhaswe nguhulumeni futhi ixhaswe ngokwengxenye yi-SBA. Isiza sitholakala ngeSpanishi, esisiza ukusebenzela umphakathi waseSpanishi kahle. Izinsizakusebenza zayo zisiza ukuthuthukisa amabhizinisi aseSpain ngokuchaza imithethonqubo nokunikeza usizo lokukhulisa ukusebenza.
- Ukubambisana kweLatino - Ukubambisana kweLatino isiza abaninimabhizinisi baseSpanishi ngezinsizakusebenza ezihlobene nebhizinisi. Banikela ngezinsizakalo zokumemelela nokunxenxa ezingeni likahulumeni kumalungu abo. Futhi banemicimbi ejwayelekile yokuxhumana nabantu ukuze bakhulise imiphakathi yamabhizinisi aseSpain.
isiphetho
Imiphakathi yaseSpanishi inezinkulungwane zabosomabhizinisi abagcina amasiko aseLatino ekhanya ngamabhizinisi omphakathi. Kepha kwesinye isikhathi kuba nzima ukuqala ibhizinisi elisha noma ukukhulisa imisebenzi ekhona ngaphandle kwemali yokuqala imali.
Ungathola izimalimboleko ze-Hispanics zokubasiza ukuthi bakhule noma baqale ibhizinisi labo. Zombili izimalimboleko zomuntu siqu nezimali mboleko zebhizinisi zingakusiza ukuthi ukhokhele iphrojekthi yakho elandelayo. Faka isicelo namuhla bese uqala. imali mboleko e-united states.
Okuqukethwe
- Ingabe kukhona imali ebolekwayo ye-Hispanics e-United States?
- Izimalimboleko zomuntu siqu ezinhle kakhulu ze-Hispanics
- Kubekiwe
- ILatino Credit Union
- Izimalimboleko zebhizinisi ezinhle kakhulu e-United States
- Izimalimboleko Zomphakathi ze-SBA
- ISENZO
- Isikhwama Samathuba
- Izibonelelo zebhizinisi laseSpain
- Izinsizakusebenza Zamabhizinisi Aphethwe AbaseSpanishi
- isiphetho